Shard Credit Partners
London-based private credit manager running direct lending into UK and European lower-mid-market companies. Unitranche, second-lien and growth-debt structures into private equity-backed and founder-owned businesses. Not an SME lender in the conventional sense: minimum ticket sits at multiple millions and underwriting is sponsor-led.
Quick verdict
- Product: Private credit / direct lending.
- Ticket band: £5m to £30m.
- Pricing: Quoted at offer.
At a glance
Shard Credit Partners, at a glance
- Legal entity
- Shard Credit Partners Ltd
- Companies House
- 09594110
- Founded
- 2015
- Product
- Private credit / direct lending
- Ticket range
- £5m to £30m
- Decision time
- 4 to 10 weeks
- Ltd-only
- Yes
Where Shard Credit Partners is strong
- Genuine private-credit balance sheet for sponsor and founder-led deals.
- Unitranche capability removes the need to syndicate senior and mezzanine.
- Long-tenor capital aligned with growth and acquisition use cases.
- FCA-authorised investment manager.
Watch-outs, and when another lender may suit better
- Minimum ticket excludes the SME mid-market.
- Long underwriting cycle; not a fast-cash option.
- Pricing bespoke and sponsor-driven.
Best fit applicants
- Sponsor-backed buyouts £5m+
- Founder-led growth debt
- Acquisition finance
Where Shard Credit Partners is the wrong fit
- Sub-£5m tickets
- Working-capital and short-term needs
- Owner-managed SMEs without sponsor or covenant package
If declined by Shard Credit Partners
If your application to Shard Credit Partners is declined, ask the lender for the reason in writing. Some alternatives are named in the watch-outs section above. See also our guide to why lenders decline, by reason.
Other lenders we list
- 365 Business Finance, Merchant cash advance (revenue-based finance)
- Aldermore, Asset finance, invoice finance, commercial mortgages
- Allica Bank, SME term loan, asset finance + commercial mortgage
- Bizcap, Specialist post-decline / fast cash
How we rate Shard Credit Partners
This review is FundBiz's own editorial assessment, scored against a published framework. See our methodology for how we rate each lender.
FAQ
What can I borrow through Shard Credit Partners?
Shard Credit Partners offers private credit / direct lending. Ticket range: £5m to £30m. Typical rate: Quoted at offer.
How long does Shard Credit Partners take to decide?
4 to 10 weeks
Who is Shard Credit Partners the best fit for?
First on the list: Sponsor-backed buyouts £5m+. The full list is under Best fit applicants above.
When might another lender suit better than Shard Credit Partners?
First on the list: Sub-£5m tickets. The other cases are under Where Shard Credit Partners is the wrong fit above.
Send an enquiry
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Send an enquiry →Official site: Shard Credit Partners
Last updated: . By Adam Parker. FundBiz is owned and operated by Best Business Loans Ltd, directed by Oliver Mackman.