TFG Capital
Doncaster-headquartered principal lender running short-term commercial loans for established UK Ltd companies, with sister entities for property-backed and follow-on deals. Direct decisioning, broker-distributed. Sweet spot is 3 to 18-month tenor on cases mainstream banks decline for sub-2-year trading or recent CCJs.
Quick verdict
- Product: Short-term business loan.
- Ticket band: £25k to £500k.
- Pricing: 1.5% to 3% per month.
At a glance
TFG Capital, at a glance
- Legal entity
- TFG Capital Limited
- Companies House
- 09167389
- Founded
- 2014
- Product
- Short-term business loan
- Ticket range
- £25k to £500k
- Decision time
- 24 to 72 hours
- Ltd-only
- Yes
Where TFG Capital is strong
- Principal capital across multiple sister entities for repeat borrowers.
- Will entertain prior CCJs and light credit-history adverse cases.
- Direct underwriter contact on live deals.
- Same-day to next-day decisions.
Watch-outs, and when another lender may suit better
- Per-month rate quoting hides total cost.
- Short tenor means refinance pressure on longer-term needs.
- Ltd-only; sole traders and partnerships excluded.
Best fit applicants
- 3 to 18-month commercial loans
- Decline-from-mainstream Ltd applicants
- Property-backed short-term lending
Where TFG Capital is the wrong fit
- Long-tenor term debt
- Sole traders and partnerships
- Rate-shopping borrowers
If declined by TFG Capital
If your application to TFG Capital is declined, ask the lender for the reason in writing. Some alternatives are named in the watch-outs section above. See also our guide to why lenders decline, by reason.
Other lenders we list
- 365 Business Finance, Merchant cash advance (revenue-based finance)
- Aldermore, Asset finance, invoice finance, commercial mortgages
- Allica Bank, SME term loan, asset finance + commercial mortgage
- Bizcap, Specialist post-decline / fast cash
How we rate TFG Capital
This review is FundBiz's own editorial assessment, scored against a published framework. See our methodology for how we rate each lender.
FAQ
What can I borrow through TFG Capital?
TFG Capital offers short-term business loan. Ticket range: £25k to £500k. Typical rate: 1.5% to 3% per month.
How long does TFG Capital take to decide?
24 to 72 hours
Who is TFG Capital the best fit for?
First on the list: 3 to 18-month commercial loans. The full list is under Best fit applicants above.
When might another lender suit better than TFG Capital?
First on the list: Long-tenor term debt. The other cases are under Where TFG Capital is the wrong fit above.
Send an enquiry
Tell us what you need in 2 minutes. FundBiz is not a lender and does not run a credit check. We pass your enquiry to a business finance broker, who will contact you about your options. For limited companies, LLPs and partnerships with four or more partners.
Send an enquiry →Official site: TFG Capital
Last updated: . By Adam Parker. FundBiz is owned and operated by Best Business Loans Ltd, directed by Oliver Mackman.