TFG Capital

Doncaster-headquartered principal lender running short-term commercial loans for established UK Ltd companies, with sister entities for property-backed and follow-on deals. Direct decisioning, broker-distributed. Sweet spot is 3 to 18-month tenor on cases mainstream banks decline for sub-2-year trading or recent CCJs.

Quick routing verdict

  • Product: Short-term business loan.
  • Ticket band: £25k to £500k.
  • Decision time: 24 to 72 hours.
  • Pricing: 1.5% to 3% per month.

At a glance

Legal entity
TFG Capital Limited
Companies House
09167389
Founded
2014
Product
Short-term business loan
Ticket range
£25k to £500k
Decision time
24 to 72 hours
Ltd-only
Yes (FundBiz routes Ltd / LLP / partnerships of 4+ only regardless)
Last reviewed
2026-05-08

Why we route here

  • Principal capital across multiple sister entities for repeat borrowers.
  • Will entertain prior CCJs and light credit-history adverse cases.
  • Direct underwriter contact on live deals.
  • Same-day to next-day decisions.

When we route elsewhere

  • Per-month rate quoting hides total cost.
  • Short tenor means refinance pressure on longer-term needs.
  • Ltd-only; sole traders and partnerships excluded.

Best fit applicants

  • 3 to 18-month commercial loans
  • Decline-from-mainstream Ltd applicants
  • Property-backed short-term lending

Where TFG Capital is the wrong fit

  • Long-tenor term debt
  • Sole traders and partnerships
  • Rate-shopping borrowers

If declined by TFG Capital

If your application to TFG Capital is declined, the FundBiz post-decline matcher routes by decline reason. Common alternatives in our panel are listed in the "When we route elsewhere" section above. See also our TFG Capital decline runbook for sector-specific routing detail.

Other panel lenders

How we rate TFG Capital

This review is FundBiz's own editorial assessment, scored against a published framework. See our methodology for how we rate each lender.

Run the matcher

Tell us your turnover, sector and ticket size. We score against TFG Capital and the wider FundBiz panel, then surface the lenders most likely to approve. Limited companies, LLPs and partnerships of 4+ only.

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Last reviewed: 2026-05-08. By Oliver Mackman.

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Soft credit search · Decision in 24-72 hours · Limited companies, LLPs and partnerships of 4+