FGI Finance
UK arm of FGI Worldwide, a New York-headquartered international factoring and trade finance group. The UK LLP runs cross-border receivables purchase, import finance and supply-chain facilities for mid-market exporters and importers. Useful for UK SMEs with overseas debtor concentration that mainstream UK factors avoid.
Quick verdict
- Product: International factoring and trade finance.
- Ticket band: £500k to £20m.
- Pricing: Quoted at offer.
At a glance
FGI Finance, at a glance
- Legal entity
- FGI Finance UK LLP
- Companies House
- OC332029
- Founded
- 2007
- Product
- International factoring and trade finance
- Ticket range
- £500k to £20m
- Decision time
- 2 to 4 weeks
- Ltd-only
- Yes
Where FGI Finance is strong
- Cross-border factoring with international debtor coverage.
- Trade finance and receivables purchase under one umbrella.
- Will fund debtor concentrations that UK-only factors decline.
- Mid-market specialist with structuring capability.
Watch-outs, and when another lender may suit better
- Minimum ticket excludes lower-mid-market SMEs.
- Onboarding can be slow for first-time international cases.
- No published pricing.
Best fit applicants
- UK exporters with overseas debtors
- Importer trade finance lines
- Cross-border receivables
Where FGI Finance is the wrong fit
- Sub-£500k tickets
- Pure domestic UK ledger
- Speed-critical cases
If declined by FGI Finance
If your application to FGI Finance is declined, ask the lender for the reason in writing. Some alternatives are named in the watch-outs section above. See also our guide to why lenders decline, by reason.
Other lenders we list
- 365 Business Finance, Merchant cash advance (revenue-based finance)
- Aldermore, Asset finance, invoice finance, commercial mortgages
- Allica Bank, SME term loan, asset finance + commercial mortgage
- Bizcap, Specialist post-decline / fast cash
How we rate FGI Finance
This review is FundBiz's own editorial assessment, scored against a published framework. See our methodology for how we rate each lender.
FAQ
What can I borrow through FGI Finance?
FGI Finance offers international factoring and trade finance. Ticket range: £500k to £20m. Typical rate: Quoted at offer.
How long does FGI Finance take to decide?
2 to 4 weeks
Who is FGI Finance the best fit for?
First on the list: UK exporters with overseas debtors. The full list is under Best fit applicants above.
When might another lender suit better than FGI Finance?
First on the list: Sub-£500k tickets. The other cases are under Where FGI Finance is the wrong fit above.
Send an enquiry
Tell us what you need in 2 minutes. FundBiz is not a lender and does not run a credit check. We pass your enquiry to a business finance broker, who will contact you about your options. For limited companies, LLPs and partnerships with four or more partners.
Send an enquiry →Official site: FGI Finance
Last updated: . By Adam Parker. FundBiz is owned and operated by Best Business Loans Ltd, directed by Oliver Mackman.