How we are funded

How it works

When you send an enquiry through FundBiz, we pass the details you entered to FundingXperts Ltd (company 13384238), which describes itself as an independent business credit broker. FundingXperts contacts you about finance options and may introduce you to lenders. FundingXperts pays Best Business Loans Ltd, the company that runs FundBiz, a fixed fee for each enquiry.

We do not charge you. There is no application fee, broker fee or success fee from FundBiz. FundingXperts explains its own charges and any commission it receives from lenders in its own terms.

The money, step by step

1. You read our guides, reviews and calculators. That's free and nobody pays us for it.
2. If you choose to, you fill in the enquiry form. Before you press send, the form tells you who receives your details.
3. We pass your enquiry to FundingXperts Ltd. It's the only finance firm we send it to. The service providers that run our website, database and email handle it for us, as listed in our privacy notice.
4. FundingXperts pays Best Business Loans Ltd a fixed fee for that enquiry.
5. FundingXperts contacts you. Anything that happens after that, including any lender introduction, fee or commission, is between you, the broker and any lender, on their terms.

What the fee does and doesn't depend on

The fee is a fixed amount for each enquiry we pass on. So it doesn't change with:

• how much you ask to borrow;
• which product you're interested in;
• whether you go on to take any finance at all;
• which lender, if any, you end up using.

That matters for our content. We have no money riding on you picking one lender over another, or on a guide nudging you towards a bigger loan. We don't publish the amount of the fee.

What FundBiz does not do

• We do not lend.
• We do not send your enquiry to lenders.
• We do not match, score or rank you against lenders, or predict whether you will be approved.
• We do not run credit checks.
• We do not receive commission from lenders.

Our other income

There isn't any. FundBiz carries no display adverts and no affiliate links, and no lender pays to be listed, reviewed or placed higher on a page. If we ever publish sponsored material, it will be labelled "Sponsored" at the top with the sponsor named, as our editorial policy sets out. None is published today.

Our editorial content

Our guides and lender reviews are editorial. Lenders do not pay us to be reviewed, and no lender can pay to change what we say about it. How we are paid does not depend on which lender, if any, you go on to use. Where a named lender thinks we've got something wrong, it can ask for a correction under our corrections policy, and a rating only changes where the evidence supports it.

The two companies involved

Source: Companies House register, checked 23 September 2026. Both companies are listed as active.

How to check this yourself

• Look up both companies on Companies House using the links above.
• Open the enquiry form. On the last step, the notice directly above the send button names the broker before anything is sent.
• Read our privacy notice for what happens to your details, and how we work for the whole journey.

Sister sites

Best Business Loans Ltd also runs MarketInvoice (invoice finance comparison), MerchantHQ (card terminals) and LTD Turnaround (information for directors of companies in financial difficulty). Links between the sites are disclosed where they appear. More on who's behind the sites is in our trust centre.

Version history

When how we're paid changes, or this page's description of it changes, we add a line here. Earlier versions stay listed, including the one we got wrong.