Liberty Leasing

Hampshire-based independent asset finance lender running hire purchase, lease and refinance across vehicles, plant, soft assets and IT. Broker-distributed with direct relationships into UK SMEs. Solid track record on cases mainstream banks decline, particularly soft-asset and used-equipment deals.

Quick verdict

  • Product: Asset finance (hire purchase and lease).
  • Ticket band: £3k to £500k.
  • Pricing: Quoted at offer.

At a glance

Liberty Leasing, at a glance

Legal entity
Liberty Leasing Limited
Companies House
04302060
Founded
2001
Product
Asset finance (hire purchase and lease)
Ticket range
£3k to £500k
Decision time
24 to 72 hours
Ltd-only
No, the lender also accepts other structures

Where Liberty Leasing is strong

  • Strong on soft assets and used-equipment cases mainstream banks reject.
  • Refinance product unlocks equity in owned plant and vehicles.
  • Direct underwriter access on live cases.

Watch-outs, and when another lender may suit better

  • No published rates.
  • Broker-led distribution; direct route is slower.
  • No unsecured working capital product.

Best fit applicants

  • Soft-asset HP and lease
  • Asset refinance for cash release
  • Used-vehicle and plant deals

Where Liberty Leasing is the wrong fit

  • Pure unsecured working capital
  • Sub-£3k tickets
  • Self-serve fintech borrowers

If declined by Liberty Leasing

If your application to Liberty Leasing is declined, ask the lender for the reason in writing. Some alternatives are named in the watch-outs section above. See also our guide to why lenders decline, by reason.

Other lenders we list

  • 365 Business Finance, Merchant cash advance (revenue-based finance)
  • Aldermore, Asset finance, invoice finance, commercial mortgages
  • Allica Bank, SME term loan, asset finance + commercial mortgage
  • Bizcap, Specialist post-decline / fast cash

How we rate Liberty Leasing

This review is FundBiz's own editorial assessment, scored against a published framework. See our methodology for how we rate each lender.

FAQ

What can I borrow through Liberty Leasing?

Liberty Leasing offers asset finance (hire purchase and lease). Ticket range: £3k to £500k. Typical rate: Quoted at offer.

How long does Liberty Leasing take to decide?

24 to 72 hours

Who is Liberty Leasing the best fit for?

First on the list: Soft-asset HP and lease. The full list is under Best fit applicants above.

When might another lender suit better than Liberty Leasing?

First on the list: Pure unsecured working capital. The other cases are under Where Liberty Leasing is the wrong fit above.

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Official site: Liberty Leasing

Last updated: . By Adam Parker. FundBiz is owned and operated by Best Business Loans Ltd, directed by Oliver Mackman.

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