When mainstream lenders say no, FundBiz finds the ones who say yes.
FundBiz is a UK specialty SMB finance broker for limited companies, LLPs and partnerships of 4 or more. We match you to our specialty lender panel for merchant cash advance, asset finance, commercial mortgages, bridging, VAT and R&D advances. The post-decline matcher covers 17 documented decline reasons with a specialist lender subset per reason. Soft search only, decisions in 24 to 72 hours.
- Soft search · No credit-file footprint
- Specialty UK lender panel
- £5k - £5m+ tickets
What kind of finance are you looking for?
Specialty finance is product-shaped, not borrower-shaped. Pick the product, we route to the lenders who fund it on your profile.
Post-decline matcher
Declined by your bank or a mainstream lender? We map your decline reason to the specialist UK lenders that engage with it. 17 reasons covered.
See decline routing →
Asset finance
Vans, HGVs, plant, dental chairs, gym kit, IT, scaffolding. Hire purchase, lease, refinance. 16 asset classes, panel lenders per class.
See asset finance hub →
HMRC tax pressure
VAT loan emergencies, PAYE arrears, Corporation Tax bridges, CIS deduction advances. Specialist lenders that engage with HMRC scenarios.
See HMRC routes →
Sole trader or unincorporated? FundBiz cannot match you. Head to bestbusinessloans.ai instead.
Three steps. No fee to compare.
- 1
Tell us product, amount, basic profile
Two minutes. Soft search only, no credit-file footprint. Limited company, LLP or partnership of 4+ required.
- 2
We pre-qualify against our specialty UK lender panel
The matcher knows which lenders engage with each decline reason, sector, asset class and ticket size. We surface the ones most likely to approve.
- 3
Compare indicative offers, apply with the one that fits
Decisions in 24-72 hours, funding shortly after. No fee to you, the lender or downstream broker pays our commission on completed funding only.
UK specialty SMB finance questions, answered
What is FundBiz and how does it work?
FundBiz is a UK specialty SMB finance broker. We match limited companies, LLPs and partnerships of 4 or more to specialist UK lenders for MCA, asset finance, commercial mortgages, bridging, VAT and R&D advances. Tell us product, amount and basic business profile, we pre-qualify against our specialty lender panel, you compare indicative offers in 24 to 72 hours. Soft search only at the matcher stage; no credit-file footprint.
Who can apply through FundBiz?
UK limited companies, LLPs and partnerships of 4 or more. Trading history typically 6+ months for most products, 12+ months for unsecured term lending. Sole traders and unincorporated businesses cannot apply through FundBiz, head to bestbusinessloans.ai instead, whose broker panel handles those structures.
I was declined by my bank. Will FundBiz find me finance?
Often yes, depending on why you were declined. We cover 17 decline reasons (CCJs, missed payments, thin file, sub-12-month trading, sole-trader structure, complex group, recent restructure, HMRC arrears, sector exclusions, low turnover, geographic exclusions, security limitations, FCA-related declines and more). Each reason maps to a specialist lender subset that actively engages with it.
What does FundBiz cost?
Zero to the borrower. FundBiz is paid by the lender or broker downstream on completed funding, never by you. The matcher and comparison are free, the eligibility check is free, and you are under no obligation to proceed after seeing offers.
How does FundBiz differ from BestBusinessLoans and MarketInvoice?
BestBusinessLoans is editorial, independent reviews of mainstream UK business lenders, no broker funnel, sister site. MarketInvoice is invoice finance specifically (factoring, discounting, selective), sister site. FundBiz is specialty SMB finance brokerage, the matcher and panel layer behind all three for the broker-routed application path.
Ready to find finance the bank said no to?
Tell us product, amount and basic profile. Two-minute soft search. We surface the UK specialty lenders on our panel most likely to approve, decisions in 24 to 72 hours.
Start eligibility checkFree · 2 mins · Soft search · No call-back spam
- Operated by Best Business Loans Ltd (16833937)
- Director Oliver Mackman