IGF Invoice Finance
London-based independent (often referenced as IGF) running confidential invoice discounting, factoring and asset-based lending for UK SMEs and lower-mid-market. Mid-ticket sweet spot of £250k to £5m where mainstream banks have pulled back. Strong reputation for structured deals on turnaround and complex ledger profiles.
Quick verdict
- Product: Invoice finance and ABL.
- Ticket band: £100k to £15m.
- Pricing: Quoted at offer.
At a glance
IGF Invoice Finance, at a glance
- Legal entity
- Independent Growth Finance Limited
- Companies House
- 10077673
- Founded
- 2016
- Product
- Invoice finance and ABL
- Ticket range
- £100k to £15m
- Decision time
- 1 to 3 weeks
- Ltd-only
- Yes
Where IGF Invoice Finance is strong
- Mid-market ABL alongside invoice discounting under one facility.
- Independent ownership; willing to underwrite turnaround and special situations.
- Strong service reputation in the broker channel.
- Structured deals on complex group ledgers.
Watch-outs, and when another lender may suit better
- No published pricing.
- Minimum ticket excludes smaller SMEs.
- Onboarding slower than fintech invoice finance peers.
Best fit applicants
- Mid-market invoice finance £250k+
- Turnaround and structured ABL
- Complex group ledgers
Where IGF Invoice Finance is the wrong fit
- Sub-£100k tickets
- Sole traders
- Speed-critical sub-week cases
If declined by IGF Invoice Finance
If your application to IGF Invoice Finance is declined, ask the lender for the reason in writing. Some alternatives are named in the watch-outs section above. See also our guide to why lenders decline, by reason.
Other lenders we list
- 365 Business Finance, Merchant cash advance (revenue-based finance)
- Aldermore, Asset finance, invoice finance, commercial mortgages
- Allica Bank, SME term loan, asset finance + commercial mortgage
- Bizcap, Specialist post-decline / fast cash
How we rate IGF Invoice Finance
This review is FundBiz's own editorial assessment, scored against a published framework. See our methodology for how we rate each lender.
FAQ
What can I borrow through IGF Invoice Finance?
IGF Invoice Finance offers invoice finance and abl. Ticket range: £100k to £15m. Typical rate: Quoted at offer.
How long does IGF Invoice Finance take to decide?
1 to 3 weeks
Who is IGF Invoice Finance the best fit for?
First on the list: Mid-market invoice finance £250k+. The full list is under Best fit applicants above.
When might another lender suit better than IGF Invoice Finance?
First on the list: Sub-£100k tickets. The other cases are under Where IGF Invoice Finance is the wrong fit above.
Send an enquiry
Tell us what you need in 2 minutes. FundBiz is not a lender and does not run a credit check. We pass your enquiry to a business finance broker, who will contact you about your options. For limited companies, LLPs and partnerships with four or more partners.
Send an enquiry →Official site: IGF Invoice Finance
Last updated: . By Adam Parker. FundBiz is owned and operated by Best Business Loans Ltd, directed by Oliver Mackman.