IGF Invoice Finance
London-based independent (often referenced as IGF) running confidential invoice discounting, factoring and asset-based lending for UK SMEs and lower-mid-market. Mid-ticket sweet spot of £250k to £5m where mainstream banks have pulled back. Strong reputation for structured deals on turnaround and complex ledger profiles.
Quick routing verdict
- Product: Invoice finance and ABL.
- Ticket band: £100k to £15m.
- Decision time: 1 to 3 weeks.
- Pricing: Quoted at offer.
At a glance
- Legal entity
- Independent Growth Finance Limited
- Companies House
- 10077673
- Founded
- 2016
- Product
- Invoice finance and ABL
- Ticket range
- £100k to £15m
- Decision time
- 1 to 3 weeks
- Ltd-only
- Yes (FundBiz routes Ltd / LLP / partnerships of 4+ only regardless)
- Last reviewed
- 2026-05-08
Why we route here
- Mid-market ABL alongside invoice discounting under one facility.
- Independent ownership; willing to underwrite turnaround and special situations.
- Strong service reputation in the broker channel.
- Structured deals on complex group ledgers.
When we route elsewhere
- No published pricing.
- Minimum ticket excludes smaller SMEs.
- Onboarding slower than fintech invoice finance peers.
Best fit applicants
- Mid-market invoice finance £250k+
- Turnaround and structured ABL
- Complex group ledgers
Where IGF Invoice Finance is the wrong fit
- Sub-£100k tickets
- Sole traders
- Speed-critical sub-week cases
If declined by IGF Invoice Finance
If your application to IGF Invoice Finance is declined, the FundBiz post-decline matcher routes by decline reason. Common alternatives in our panel are listed in the "When we route elsewhere" section above. See also our IGF Invoice Finance decline runbook for sector-specific routing detail.
Other panel lenders
- 365 Business Finance, Merchant cash advance
- Aldermore, Asset finance, invoice finance, commercial mortgages
- Allica Bank, SME term loan + commercial mortgage
- Bizcap, Specialist post-decline / fast cash
How we rate IGF Invoice Finance
This review is FundBiz's own editorial assessment, scored against a published framework. See our methodology for how we rate each lender.
Run the matcher
Tell us your turnover, sector and ticket size. We score against IGF Invoice Finance and the wider FundBiz panel, then surface the lenders most likely to approve. Limited companies, LLPs and partnerships of 4+ only.
Open matcher →Last reviewed: 2026-05-08. By Oliver Mackman.