UK specialty finance comparisons

Side-by-side comparisons of UK specialty SMB finance providers. Each matchup covers rate, ticket band, decision time, soft-search and eligibility. We group by buyer segment so the comparisons stay semantically meaningful for limited companies, LLPs and partnerships of 4+.

Merchant cash advance (MCA)

Specialist asset and term lenders

Cross-class search matchups

Post-decline routing

All comparisons

Every head-to-head we publish, across the FundBiz specialty panel. The featured matchups above carry a buyer-segment rationale; the full set below covers all provider pairings for direct "X vs Y" search.

365 Business Finance vs Aldermore → 365 Business Finance vs Allica Bank → 365 Business Finance vs Capify → 365 Business Finance vs Funding Circle → 365 Business Finance vs iwoca → 365 Business Finance vs JPM Capital → 365 Business Finance vs Liberis → 365 Business Finance vs OakNorth → 365 Business Finance vs Start Up Loans Company → 365 Business Finance vs Time Finance → 365 Business Finance vs YouLend → Aldermore vs Allica Bank → Aldermore vs Capify → Aldermore vs Funding Circle → Aldermore vs iwoca → Aldermore vs JPM Capital → Aldermore vs Liberis → Aldermore vs OakNorth → Aldermore vs Start Up Loans Company → Aldermore vs Time Finance → Aldermore vs YouLend → Allica Bank vs Capify → Allica Bank vs Funding Circle → Allica Bank vs iwoca → Allica Bank vs JPM Capital → Allica Bank vs Liberis → Allica Bank vs OakNorth → Allica Bank vs Start Up Loans Company → Allica Bank vs Time Finance → Allica Bank vs YouLend → Bizcap vs Capify → Bizcap vs JPM Capital → Bizcap vs Liberis → Capify vs Funding Circle → Capify vs iwoca → Capify vs JPM Capital → Capify vs Liberis → Capify vs OakNorth → Capify vs Start Up Loans Company → Capify vs Time Finance → Capify vs YouLend → Funding Circle vs iwoca → Funding Circle vs JPM Capital → Funding Circle vs Liberis → Funding Circle vs OakNorth → Funding Circle vs Start Up Loans Company → Funding Circle vs Time Finance → Funding Circle vs YouLend → iwoca vs JPM Capital → iwoca vs Liberis → iwoca vs OakNorth → iwoca vs Start Up Loans Company → iwoca vs Time Finance → iwoca vs YouLend → JPM Capital vs Liberis → JPM Capital vs OakNorth → JPM Capital vs Start Up Loans Company → JPM Capital vs Time Finance → JPM Capital vs YouLend → Liberis vs OakNorth → Liberis vs Start Up Loans Company → Liberis vs Time Finance → Liberis vs YouLend → OakNorth vs Start Up Loans Company → OakNorth vs Time Finance → OakNorth vs YouLend → Start Up Loans Company vs Time Finance → Start Up Loans Company vs YouLend → Time Finance vs YouLend →

Last reviewed: 2026-05-16. Editorial by Oliver Mackman.