Outfund

Panel revenue-based finance lender we route online and subscription Ltd companies to when forward revenue is the strongest part of the file. Outfund pulls live data from Stripe, Shopify, Amazon and bank feeds to underwrite against future sales rather than the balance sheet, then takes a fixed share of revenue until the flat fee is repaid. Best fit for D2C, SaaS and subscription Ltds with at least six months of trading. We could not confirm the operating Companies House entity at the last verification pass, so we do not publish a company number for Outfund until it is verified.

Quick routing verdict

  • Product: Revenue-based finance for online and subscription businesses.
  • Ticket band: £10k to £10m.
  • Decision time: 24 to 48 hours.
  • Pricing: Flat fee from around 5%, quoted at offer.
  • Soft search at quote stage: no credit-file footprint.

At a glance

Legal entity
Outfund (UK trading entity, company number unverified)
Founded
2020
Product
Revenue-based finance for online and subscription businesses
Ticket range
£10k to £10m
Decision time
24 to 48 hours
Ltd-only
Yes (FundBiz routes Ltd / LLP / partnerships of 4+ only regardless)
Last reviewed
2026-06-27

Why we route here

  • Underwriting tied to live revenue data, with decisions usually inside 48 hours.
  • No equity dilution, as this is finance rather than a venture or convertible product.
  • Repayments scale with revenue, easing pressure in slower months.
  • Built for D2C, SaaS and subscription Ltds where balance-sheet underwriting tends to fail.

When we route elsewhere

  • The flat-fee structure hides the effective cost, and short paybacks make that cost higher.
  • Tied to platform data, so offline or B2B-services revenue is a poor fit.
  • A personal guarantee is typical on Ltd company deals.
  • Funding bands depend on platform integrations and recent revenue stability.

Best fit applicants

  • Shopify, Amazon, Stripe and SaaS Ltds with 6+ months trading
  • Marketing or inventory growth capital
  • Revenue-led Ltds without a strong balance-sheet history

Where Outfund is the wrong fit

  • Offline B2B service Ltds, route to invoice finance or asset finance
  • Pre-revenue applicants, route to Start Up Loans Company
  • Borrowers who want a fixed-term predictable payment, route to a term lender

If declined by Outfund

If your application to Outfund is declined, the FundBiz post-decline matcher routes by decline reason. Common alternatives in our panel are listed in the "When we route elsewhere" section above. See also our Outfund decline runbook for sector-specific routing detail.

Other panel lenders

How we rate Outfund

This review is FundBiz's own editorial assessment, scored against a published framework. See our methodology for how we rate each lender.

Run the matcher

Tell us your turnover, sector and ticket size. We score against Outfund and the wider FundBiz panel, then surface the lenders most likely to approve. Limited companies, LLPs and partnerships of 4+ only.

Open matcher →

Last reviewed: 2026-06-27. By Oliver Mackman.

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Soft credit search · Decision in 24-72 hours · Limited companies, LLPs and partnerships of 4+