Shawbrook Bank
UK specialist bank serving £100k-£25m SME and commercial property tickets. Strong on bespoke deals where mainstream high-street rules do not fit. Broker-distributed; not a self-serve experience.
Quick routing verdict
- Product: Term loans, asset finance, commercial property.
- Ticket band: £25k to £25m.
- Decision time: 7 to 14 business days.
- Pricing: Bespoke.
- FCA-authorised.
At a glance
- Legal entity
- Shawbrook Bank Limited
- Founded
- 2011
- Product
- Term loans, asset finance, commercial property
- Ticket range
- £25k to £25m
- Decision time
- 7 to 14 business days
- Ltd-only
- Yes (FundBiz routes Ltd / LLP / partnerships of 4+ only regardless)
- Last reviewed
- 2026-04-26
Why we route here
- Genuine UK specialist bank.
- Strong on £500k+ tickets.
- Bespoke deal structuring.
When we route elsewhere
- Broker-distributed; needs intermediary.
- Slower than fintech.
- Pricing not headlined.
Best fit applicants
- £500k+ commercial property
- Bespoke SME deals
- Asset-backed lending
Where Shawbrook Bank is the wrong fit
- Self-serve sub-£100k
- Sole traders
- Speed-prioritised cases
If declined by Shawbrook Bank
If your application to Shawbrook Bank is declined, the FundBiz post-decline matcher routes by decline reason. Common alternatives in our panel are listed in the "When we route elsewhere" section above. See also our Shawbrook Bank decline runbook for sector-specific routing detail.
Other panel lenders
- 365 Business Finance, Merchant cash advance
- Aldermore, Asset finance, invoice finance, commercial mortgages
- Allica Bank, SME term loan + commercial mortgage
- Bizcap, Specialist post-decline / fast cash
How we rate Shawbrook Bank
This review is FundBiz's own editorial assessment, scored against a published framework. See our methodology for how we rate each lender.
Run the matcher
Tell us your turnover, sector and ticket size. We score against Shawbrook Bank and the wider FundBiz panel, then surface the lenders most likely to approve. Limited companies, LLPs and partnerships of 4+ only.
Open matcher →Last reviewed: 2026-04-26. By Oliver Mackman.