Shawbrook Bank
UK specialist bank serving £100k-£25m SME and commercial property tickets. Strong on bespoke deals where mainstream high-street rules don't fit. Broker-distributed; not a self-serve experience.
Quick verdict
- Product: Term loans, asset finance, commercial property.
- Ticket band: Not published as one range; specialist business lending facilities from £1m (its own figures).
- Pricing: Bespoke.
At a glance
Shawbrook Bank, at a glance
- Legal entity
- Shawbrook Bank Limited
- Launched as Shawbrook
- 2011
- Product
- Term loans, asset finance, commercial property
- Ticket range
- Not published as one range; specialist business lending facilities from £1m (its own figures)
- Decision time
- Not published
- Ltd-only
- Yes
Where Shawbrook Bank is strong
- Genuine UK specialist bank.
- Strong on £500k+ tickets.
- Bespoke deal structuring.
Watch-outs, and when another lender may suit better
- Broker-distributed; needs intermediary.
- Slower than fintech.
- Pricing not headlined.
Best fit applicants
- £500k+ commercial property
- Bespoke SME deals
- Asset-backed lending
Where Shawbrook Bank is the wrong fit
- Self-serve sub-£100k
- Sole traders
- Speed-prioritised cases
If declined by Shawbrook Bank
If your application to Shawbrook Bank is declined, ask the lender for the reason in writing. Some alternatives are named in the watch-outs section above. See also our guide to why lenders decline, by reason.
Other lenders we list
- 365 Business Finance, Merchant cash advance (revenue-based finance)
- Aldermore, Asset finance, invoice finance, commercial mortgages
- Allica Bank, SME term loan, asset finance + commercial mortgage
- Bizcap, Specialist post-decline / fast cash
How we rate Shawbrook Bank
This review is FundBiz's own editorial assessment, scored against a published framework. See our methodology for how we rate each lender.
FAQ
What can I borrow through Shawbrook Bank?
Shawbrook Bank offers term loans, asset finance, commercial property. Ticket range: Not published as one range; specialist business lending facilities from £1m (its own figures). Typical rate: Bespoke.
How long does Shawbrook Bank take to decide?
Not published
Who is Shawbrook Bank the best fit for?
First on the list: £500k+ commercial property. The full list is under Best fit applicants above.
When might another lender suit better than Shawbrook Bank?
First on the list: Self-serve sub-£100k. The other cases are under Where Shawbrook Bank is the wrong fit above.
Send an enquiry
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Send an enquiry →Official site: Shawbrook Bank
Last updated: . By Adam Parker. FundBiz is owned and operated by Best Business Loans Ltd, directed by Oliver Mackman.