Comparison
Compare UK business finance providers
Compare UK business finance providers side by side, from the lenders we list. Each comparison covers product type, ticket band, typical rate, decision time, soft-search and eligibility. Built for limited companies, LLPs and partnerships with four or more partners. For the full set grouped by cluster, see all comparisons.
Check your optionsFree · 2 mins
Top matchups
| Comparison | Why it matters |
|---|---|
| Allica Bank vs iwoca | Challenger bank structured term vs fintech short-term cashflow. |
| Funding Circle vs iwoca | Marketplace term loan vs fintech short-term cashflow facility. |
| Allica Bank vs Funding Circle | PRA challenger bank vs marketplace term loan. |
| Aldermore vs Allica Bank | Two PRA-regulated challenger banks compared on business loans, asset finance and commercial mortgages. |
| Capify vs iwoca | Fintech flexible cashflow facility vs short-term fixed-payback business loan. |
| iwoca vs Liberis | Revenue-based finance vs fintech short-term cashflow facility. |
| Aldermore vs OakNorth | UK challenger banks compared on commercial finance appetite. |
| 365 Business Finance vs Liberis | Card-based MCA providers compared on sector reach and ticket band. |
| Aldermore vs Time Finance | Two UK specialist asset and term lenders compared on ticket and sector appetite. |
| Liberis vs YouLend | Two embedded revenue-based finance providers compared on ticket band, cost structure and partner platforms. |
| Capify vs Liberis | Short-term business loan vs revenue-based finance, compared on speed, ticket and underwriting flexibility. |
| Capify vs YouLend | Embedded revenue-based finance vs short-term business loan: which fits which trade profile. |
| Bizcap vs Capify | Two fast lenders for cases mainstream lenders turn down, compared on ticket, speed and eligibility. |
| Bizcap vs Liberis | Where to go when traditional lenders decline: high-risk MCA vs card-based MCA. |
| Bizcap vs JPM Capital | High-risk-appetite UK MCA providers compared on factor rate and approval reach. |
Product comparisons
Not sure which type of finance fits before you compare lenders? These head-to-heads weigh one product against another on cost, speed, security and fit.
- MCA vs invoice finance Card-takings advance versus advancing against unpaid B2B invoices.
- Unsecured loan vs invoice finance A fixed lump sum versus a revolving facility that grows with your sales ledger.
- Asset finance vs business term loan Secured on the equipment, or unsecured cash for any purpose.
- Bridging loan vs commercial mortgage Fast short-term property finance versus long-term ownership.
- Revenue-based finance vs MCA Online sales advance versus card-machine takings advance.
- Revenue-based finance vs business term loan Flexible share of sales versus fixed monthly instalments.
- Bridging loan vs business term loan Property-secured speed versus longer unsecured borrowing.
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Check your options →Last updated: . Editorial by Oliver Mackman, Best Business Loans Ltd (16833937).