Compare UK business finance providers
Compare UK business finance providers side by side on the FundBiz panel. Each comparison covers product type, ticket band, typical rate, decision time, soft-search and eligibility. Built for limited companies, LLPs and partnerships of 4+. For the full set grouped by cluster, see all comparisons.
Top matchups
| Comparison | Why it matters |
|---|---|
| Allica Bank vs iwoca | Challenger bank structured term vs fintech short-term cashflow. |
| Funding Circle vs iwoca | Marketplace term loan vs fintech short-term cashflow facility. |
| Aldermore vs Allica Bank | PRA challenger bank vs specialist asset finance lender. |
| Capify vs iwoca | Fintech short-term lender vs MCA: cashflow facility vs revenue-share repayment. |
| iwoca vs Liberis | MCA card-acquirer revenue-share vs fintech short-term cashflow facility. |
| Aldermore vs OakNorth | UK challenger banks compared on commercial finance appetite. |
| 365 Business Finance vs Liberis | Card-based MCA providers compared on sector reach and ticket band. |
| Aldermore vs Time Finance | Two UK specialist asset and term lenders compared on ticket and sector appetite. |
| Liberis vs YouLend | Two leading UK card-acquirer MCA providers compared on factor rate and hold-back. |
| Capify vs Liberis | UK MCA providers compared on speed, ticket and underwriting flexibility. |
| Capify vs YouLend | Card-acquirer MCA vs general UK MCA: which fits which trade profile. |
| Bizcap vs Capify | High-risk-tolerant Australian-origin MCA vs UK-native MCA brand. |
| Bizcap vs Liberis | Where to go when traditional lenders decline: high-risk MCA vs card-based MCA. |
| Bizcap vs JPM Capital | High-risk-appetite UK MCA providers compared on factor rate and approval reach. |
Product comparisons
Not sure which type of finance fits before you compare lenders? These head-to-heads weigh one product against another on cost, speed, security and fit.
- MCA vs invoice finance Card-takings advance versus advancing against unpaid B2B invoices.
- Asset finance vs business term loan Secured on the equipment, or unsecured cash for any purpose.
- Bridging loan vs commercial mortgage Fast short-term property finance versus long-term ownership.
- Revenue-based finance vs MCA Online sales advance versus card-machine takings advance.
- Revenue-based finance vs business term loan Flexible share of sales versus fixed monthly instalments.
- Bridging loan vs business term loan Property-secured speed versus longer unsecured borrowing.
Want us to do the work?
Tell us ticket size, trading history and sector. The matcher surfaces the panel lenders most likely to approve, including post-decline routes where mainstream lenders have already declined.
Check eligibility →Last reviewed: 2026-05-19. Editorial by Oliver Mackman, Best Business Loans Ltd (16833937).