Paragon Bank
Solihull-based specialist bank with strong asset finance, commercial property and development finance lines. Listed parent (Paragon Banking Group plc) gives funding stability and filing transparency. Broker-distributed for most product flow; not a self-serve fintech experience.
Quick routing verdict
- Product: Asset finance + commercial property + development finance.
- Ticket band: £25k to £25m.
- Decision time: 5 to 15 business days.
- Pricing: Bespoke.
- FCA-authorised.
At a glance
- Legal entity
- Paragon Bank plc
- Companies House
- 05390593
- Founded
- 2005
- Product
- Asset finance + commercial property + development finance
- Ticket range
- £25k to £25m
- Decision time
- 5 to 15 business days
- Ltd-only
- Yes (FundBiz routes Ltd / LLP / partnerships of 4+ only regardless)
- Last reviewed
- 2026-05-08
Why we route here
- Listed PRA-regulated banking group with stable funding.
- Strong asset finance product covering vehicles, plant and equipment.
- Established commercial property and development finance teams.
- Sector specialism in transport, manufacturing and care.
When we route elsewhere
- Broker-distributed for most product flow; less direct-channel access.
- Pricing not headlined.
- Slower than fintech alternatives.
Best fit applicants
- Asset finance for established Ltd companies
- Commercial property £500k+
- Development finance
Where Paragon Bank is the wrong fit
- Self-serve sub-£100k tickets
- Sole traders
- Speed-prioritised cases
If declined by Paragon Bank
If your application to Paragon Bank is declined, the FundBiz post-decline matcher routes by decline reason. Common alternatives in our panel are listed in the "When we route elsewhere" section above. See also our Paragon Bank decline runbook for sector-specific routing detail.
Other panel lenders
- 365 Business Finance, Merchant cash advance
- Aldermore, Asset finance, invoice finance, commercial mortgages
- Allica Bank, SME term loan + commercial mortgage
- Bizcap, Specialist post-decline / fast cash
How we rate Paragon Bank
This review is FundBiz's own editorial assessment, scored against a published framework. See our methodology for how we rate each lender.
Run the matcher
Tell us your turnover, sector and ticket size. We score against Paragon Bank and the wider FundBiz panel, then surface the lenders most likely to approve. Limited companies, LLPs and partnerships of 4+ only.
Open matcher →Last reviewed: 2026-05-08. By Oliver Mackman.