Haydock Finance
Lancashire-based independent asset finance specialist trading since 1980. Hire purchase, finance lease and refinance across vehicles, plant, manufacturing and yellow goods. Long broker relationships and a track record of underwriting cases mainstream banks decline make it a workhorse name in UK asset finance.
Quick verdict
- Product: Asset finance (hire purchase and lease).
- Ticket band: Not published.
- Pricing: Quoted at offer.
At a glance
Haydock Finance, at a glance
- Legal entity
- Haydock Finance Limited
- Companies House
- 01526882
- Founded
- 1980
- Product
- Asset finance (hire purchase and lease)
- Ticket range
- Not published
- Decision time
- Not published
- Ltd-only
- No, the lender also accepts other structures
Where Haydock Finance is strong
- Forty-plus years in asset finance; deep underwriting bench.
- Strong on hard assets: HGV, plant, manufacturing, agriculture.
- Refinance product unlocks equity in owned assets.
- Completed its fourth public securitisation in July 2026, according to its own news page, which adds funding capacity.
Watch-outs, and when another lender may suit better
- No published rates; broker-distributed pricing.
- No retail unsecured business loans.
- Direct applicants typically routed to broker channel.
Best fit applicants
- Hard-asset HP and lease
- Asset refinance for cash release
- Sub-prime to prime asset deals
Where Haydock Finance is the wrong fit
- Pure unsecured working capital
- Soft assets without resale value
- Self-serve fintech borrowers
If declined by Haydock Finance
If your application to Haydock Finance is declined, ask the lender for the reason in writing. Some alternatives are named in the watch-outs section above. See also our guide to why lenders decline, by reason.
Other lenders we list
- 365 Business Finance, Merchant cash advance (revenue-based finance)
- Aldermore, Asset finance, invoice finance, commercial mortgages
- Allica Bank, SME term loan, asset finance + commercial mortgage
- Bizcap, Specialist post-decline / fast cash
How we rate Haydock Finance
This review is FundBiz's own editorial assessment, scored against a published framework. See our methodology for how we rate each lender.
FAQ
What can I borrow through Haydock Finance?
Haydock Finance offers asset finance (hire purchase and lease). Ticket range: Not published. Typical rate: Quoted at offer.
How long does Haydock Finance take to decide?
Not published
Who is Haydock Finance the best fit for?
First on the list: Hard-asset HP and lease. The full list is under Best fit applicants above.
When might another lender suit better than Haydock Finance?
First on the list: Pure unsecured working capital. The other cases are under Where Haydock Finance is the wrong fit above.
Send an enquiry
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Send an enquiry →Official site: Haydock Finance
Last updated: . By Adam Parker. FundBiz is owned and operated by Best Business Loans Ltd, directed by Oliver Mackman.