TradeRiver
UK and international trade finance platform running revolving purchase facilities that pay suppliers directly on the buyer's behalf. The original TradeRiver Finance Limited entity was dissolved in 2022 and operating activity now sits under TradeRiver Capital Limited. Useful for SMEs with international supplier relationships needing extended payment terms.
Quick routing verdict
- Product: Trade finance (revolving purchase facility).
- Ticket band: £100k to £3m.
- Decision time: 1 to 3 weeks.
- Pricing: Quoted at offer.
At a glance
- Legal entity
- TradeRiver Capital Limited
- Companies House
- 13971261
- Founded
- 2022
- Product
- Trade finance (revolving purchase facility)
- Ticket range
- £100k to £3m
- Decision time
- 1 to 3 weeks
- Ltd-only
- Yes (FundBiz routes Ltd / LLP / partnerships of 4+ only regardless)
- Last reviewed
- 2026-05-08
Why we route here
- Pays suppliers directly; bypasses traditional letter-of-credit machinery.
- Cross-border supplier coverage in major trading currencies.
- Revolving facility; reusable as deals settle.
- Direct lender relationship with structured underwriting.
When we route elsewhere
- Original operating entity dissolved (2022); confirm current contracting CN at offer.
- Minimum ticket excludes lower-mid-market.
- No published pricing.
Best fit applicants
- Importers needing supplier payment terms
- Revolving trade finance lines
- Cross-border SMEs
Where TradeRiver is the wrong fit
- Pure domestic UK working capital
- Sub-£100k tickets
- Speed-critical sub-week cases
If declined by TradeRiver
If your application to TradeRiver is declined, the FundBiz post-decline matcher routes by decline reason. Common alternatives in our panel are listed in the "When we route elsewhere" section above. See also our TradeRiver decline runbook for sector-specific routing detail.
Other panel lenders
- 365 Business Finance, Merchant cash advance
- Aldermore, Asset finance, invoice finance, commercial mortgages
- Allica Bank, SME term loan + commercial mortgage
- Bizcap, Specialist post-decline / fast cash
How we rate TradeRiver
This review is FundBiz's own editorial assessment, scored against a published framework. See our methodology for how we rate each lender.
Run the matcher
Tell us your turnover, sector and ticket size. We score against TradeRiver and the wider FundBiz panel, then surface the lenders most likely to approve. Limited companies, LLPs and partnerships of 4+ only.
Open matcher →Last reviewed: 2026-05-08. By Oliver Mackman.