TradeRiver
UK and international trade finance platform running revolving purchase facilities that pay suppliers directly on the buyer's behalf. The original TradeRiver Finance Limited entity was dissolved in 2022 and operating activity now sits under TradeRiver Capital Limited. Useful for SMEs with international supplier relationships needing extended payment terms.
Quick verdict
- Product: Trade finance (revolving purchase facility).
- Ticket band: £100k to £3m.
- Pricing: Quoted at offer.
At a glance
TradeRiver, at a glance
- Legal entity
- TradeRiver Capital Limited
- Companies House
- 13971261
- Founded
- 2022
- Product
- Trade finance (revolving purchase facility)
- Ticket range
- £100k to £3m
- Decision time
- 1 to 3 weeks
- Ltd-only
- Yes
Where TradeRiver is strong
- Pays suppliers directly; bypasses traditional letter-of-credit machinery.
- Cross-border supplier coverage in major trading currencies.
- Revolving facility; reusable as deals settle.
- Direct lender relationship with structured underwriting.
Watch-outs, and when another lender may suit better
- Original operating entity dissolved (2022); confirm current contracting CN at offer.
- Minimum ticket excludes lower-mid-market.
- No published pricing.
Best fit applicants
- Importers needing supplier payment terms
- Revolving trade finance lines
- Cross-border SMEs
Where TradeRiver is the wrong fit
- Pure domestic UK working capital
- Sub-£100k tickets
- Speed-critical sub-week cases
If declined by TradeRiver
If your application to TradeRiver is declined, ask the lender for the reason in writing. Some alternatives are named in the watch-outs section above. See also our guide to why lenders decline, by reason.
Other lenders we list
- 365 Business Finance, Merchant cash advance (revenue-based finance)
- Aldermore, Asset finance, invoice finance, commercial mortgages
- Allica Bank, SME term loan, asset finance + commercial mortgage
- Bizcap, Specialist post-decline / fast cash
How we rate TradeRiver
This review is FundBiz's own editorial assessment, scored against a published framework. See our methodology for how we rate each lender.
FAQ
What can I borrow through TradeRiver?
TradeRiver offers trade finance (revolving purchase facility). Ticket range: £100k to £3m. Typical rate: Quoted at offer.
How long does TradeRiver take to decide?
1 to 3 weeks
Who is TradeRiver the best fit for?
First on the list: Importers needing supplier payment terms. The full list is under Best fit applicants above.
When might another lender suit better than TradeRiver?
First on the list: Pure domestic UK working capital. The other cases are under Where TradeRiver is the wrong fit above.
Send an enquiry
Tell us what you need in 2 minutes. FundBiz is not a lender and does not run a credit check. We pass your enquiry to a business finance broker, who will contact you about your options. For limited companies, LLPs and partnerships with four or more partners.
Send an enquiry →Official site: TradeRiver
Last updated: . By Adam Parker. FundBiz is owned and operated by Best Business Loans Ltd, directed by Oliver Mackman.