Caple
Specialist unsecured growth-lender to established mid-market SMEs across the UK and Europe, capital provided by partner banks rather than retail funders. Unsecured term loans of £500k to £5m over 5 to 8 years, with no personal guarantees, for acquisitions, MBOs and growth capital (per Independent Banking Consultants, a Caple partner). Long underwriting cycle; not a self-serve fintech experience.
Quick verdict
- Product: Unsecured SME growth loan.
- Ticket band: £500k to £5m.
- Pricing: Bespoke.
At a glance
Caple, at a glance
- Legal entity
- Caple (UK trading entity not verified)
- Product
- Unsecured SME growth loan
- Ticket range
- £500k to £5m
- Decision time
- 4 to 8 weeks
- Ltd-only
- Yes
Where Caple is strong
- Genuine unsecured lending at the £500k to £5m level where mainstream banks demand security.
- Long-tenor loans of 5 to 8 years.
- Strong fit for acquisition and management-buyout finance.
Watch-outs, and when another lender may suit better
- Multi-week underwriting cycle.
- Below £500k they don't engage.
- Only available through a member of Caple's partner network; borrowers can't approach Caple direct.
Best fit applicants
- Established mid-market Ltd companies
- Acquisition and MBO finance
- £500k to £5m tickets
Where Caple is the wrong fit
- Sub-£500k tickets
- Speed-prioritised cases
- Sole traders
If declined by Caple
If your application to Caple is declined, ask the lender for the reason in writing. Some alternatives are named in the watch-outs section above. See also our guide to why lenders decline, by reason.
Other lenders we list
- 365 Business Finance, Merchant cash advance (revenue-based finance)
- Aldermore, Asset finance, invoice finance, commercial mortgages
- Allica Bank, SME term loan, asset finance + commercial mortgage
- Bizcap, Specialist post-decline / fast cash
How we rate Caple
This review is FundBiz's own editorial assessment, scored against a published framework. See our methodology for how we rate each lender.
FAQ
What can I borrow through Caple?
Caple offers unsecured sme growth loan. Ticket range: £500k to £5m. Typical rate: Bespoke.
How long does Caple take to decide?
4 to 8 weeks
Who is Caple the best fit for?
First on the list: Established mid-market Ltd companies. The full list is under Best fit applicants above.
When might another lender suit better than Caple?
First on the list: Sub-£500k tickets. The other cases are under Where Caple is the wrong fit above.
Send an enquiry
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Send an enquiry →Official site: Caple
Last updated: . By Adam Parker. FundBiz is owned and operated by Best Business Loans Ltd, directed by Oliver Mackman.