Breal Zeta CF
Mid-market ABL specialist running structured receivables, inventory and plant-and-machinery facilities for larger trading businesses, with capacity to underwrite and hold positions from £20m to £200m by its own account. A separate, earlier company, Breal Zeta CF Limited (10383395), was dissolved on 15 April 2025; the lending entity is Breal Zeta CF I Limited (12263895), renamed BZ Private Credit Limited in April 2026. Distribution is direct and broker-introduced.
Quick verdict
- Product: Asset-based lending and commercial finance.
- Ticket band: £20m to £200m positions (its own figures).
- Pricing: Quoted at offer.
At a glance
Breal Zeta CF, at a glance
- Legal entity
- BZ Private Credit Limited (formerly Breal Zeta CF I Limited)
- Companies House
- 12263895
- Founded
- 2019
- Product
- Asset-based lending and commercial finance
- Ticket range
- £20m to £200m positions (its own figures)
- Decision time
- Not published
- Ltd-only
- Yes
Where Breal Zeta CF is strong
- Whole-turnover ABL with inventory and asset modules in one facility.
- Direct underwriter contact and bespoke covenants.
- Flexible on turnaround and complex group structures.
- Useful for borrowers between high-street and clearing-bank ABL desks.
Watch-outs, and when another lender may suit better
- Group restructuring (Breal Zeta CF dissolved 2025), so check the contracting entity before signing.
- No published pricing.
- The £20m minimum position excludes smaller SMEs.
Best fit applicants
- ABL and cash-flow facilities of £20m+
- Turnaround and special situations
- Inventory-heavy borrowers
Where Breal Zeta CF is the wrong fit
- Facilities under £20m
- Sole traders
- Speed-critical sub-week cases
If declined by Breal Zeta CF
If your application to Breal Zeta CF is declined, ask the lender for the reason in writing. Some alternatives are named in the watch-outs section above. See also our guide to why lenders decline, by reason.
Other lenders we list
- 365 Business Finance, Merchant cash advance (revenue-based finance)
- Aldermore, Asset finance, invoice finance, commercial mortgages
- Allica Bank, SME term loan, asset finance + commercial mortgage
- Bizcap, Specialist post-decline / fast cash
How we rate Breal Zeta CF
This review is FundBiz's own editorial assessment, scored against a published framework. See our methodology for how we rate each lender.
FAQ
What can I borrow through Breal Zeta CF?
Breal Zeta CF offers asset-based lending and commercial finance. Ticket range: £20m to £200m positions (its own figures). Typical rate: Quoted at offer.
How long does Breal Zeta CF take to decide?
Not published
Who is Breal Zeta CF the best fit for?
First on the list: ABL and cash-flow facilities of £20m+. The full list is under Best fit applicants above.
When might another lender suit better than Breal Zeta CF?
First on the list: Facilities under £20m. The other cases are under Where Breal Zeta CF is the wrong fit above.
Send an enquiry
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Send an enquiry →Official site: Breal Zeta CF
Last updated: . By Adam Parker. FundBiz is owned and operated by Best Business Loans Ltd, directed by Oliver Mackman.