Breal Zeta CF
Mid-market ABL specialist running structured receivables, inventory and plant-and-machinery facilities for trading businesses with £10m+ turnover. The original Breal Zeta CF Limited entity was dissolved in April 2025, with operating activity now under BZ Private Credit. Distribution is direct and broker-introduced.
Quick routing verdict
- Product: Asset-based lending and commercial finance.
- Ticket band: £2m to £30m.
- Decision time: 2 to 6 weeks.
- Pricing: Quoted at offer.
At a glance
- Legal entity
- BZ Private Credit Limited (formerly Breal Zeta CF I Limited)
- Companies House
- 12263895
- Founded
- 2019
- Product
- Asset-based lending and commercial finance
- Ticket range
- £2m to £30m
- Decision time
- 2 to 6 weeks
- Ltd-only
- Yes (FundBiz routes Ltd / LLP / partnerships of 4+ only regardless)
- Last reviewed
- 2026-05-08
Why we route here
- Whole-turnover ABL with inventory and asset modules in one facility.
- Direct underwriter contact and bespoke covenants.
- Flexible on turnaround and complex group structures.
- Useful for borrowers between high-street and clearing-bank ABL desks.
When we route elsewhere
- Group restructuring (Breal Zeta CF dissolved 2025); confirm current operating entity at intake.
- No published pricing.
- Minimum ticket excludes lower-mid-market SMEs.
Best fit applicants
- Mid-market ABL £5m+
- Turnaround and special situations
- Inventory-heavy borrowers
Where Breal Zeta CF is the wrong fit
- Sub-£2m tickets
- Sole traders
- Speed-critical sub-week cases
If declined by Breal Zeta CF
If your application to Breal Zeta CF is declined, the FundBiz post-decline matcher routes by decline reason. Common alternatives in our panel are listed in the "When we route elsewhere" section above. See also our Breal Zeta CF decline runbook for sector-specific routing detail.
Other panel lenders
- 365 Business Finance, Merchant cash advance
- Aldermore, Asset finance, invoice finance, commercial mortgages
- Allica Bank, SME term loan + commercial mortgage
- Bizcap, Specialist post-decline / fast cash
How we rate Breal Zeta CF
This review is FundBiz's own editorial assessment, scored against a published framework. See our methodology for how we rate each lender.
Run the matcher
Tell us your turnover, sector and ticket size. We score against Breal Zeta CF and the wider FundBiz panel, then surface the lenders most likely to approve. Limited companies, LLPs and partnerships of 4+ only.
Open matcher →Last reviewed: 2026-05-08. By Oliver Mackman.