Crowd2Fund
One of the few remaining UK retail P2P platforms after the 2019-2022 sector contraction. Funded by individual investors, which means borrowers go through a campaign-style listing process. Suits established SMEs with a clear story to pitch and time to wait for the auction to fill.
Quick verdict
- Product: P2P SME term loan.
- Ticket band: £10k to £1m.
- Pricing: 8% to 18% APR.
At a glance
Crowd2Fund, at a glance
- Legal entity
- Crowd2Fund Limited
- Companies House
- 08472687
- Founded
- 2014
- Product
- P2P SME term loan
- Ticket range
- £10k to £1m
- Decision time
- 5 to 15 business days
- Ltd-only
- No, the lender also accepts other structures
Where Crowd2Fund is strong
- P2P retail funding model still intact post-FCA reforms.
- Wide rate band published openly.
- Auction model can deliver competitive pricing on strong-narrative deals.
Watch-outs, and when another lender may suit better
- Listing has to fill before draw-down; no guarantee of full funding.
- Slower than direct-lender alternatives.
- Hard search at full application.
Best fit applicants
- Established SMEs with a fundable narrative
- £50k to £500k tickets
- Borrowers comfortable with a campaign timeline
Where Crowd2Fund is the wrong fit
- Speed-prioritised cases
- Sub-£10k tickets
- Bland or thin pitch narratives
If declined by Crowd2Fund
If your application to Crowd2Fund is declined, ask the lender for the reason in writing. Some alternatives are named in the watch-outs section above. See also our guide to why lenders decline, by reason.
Other lenders we list
- 365 Business Finance, Merchant cash advance (revenue-based finance)
- Aldermore, Asset finance, invoice finance, commercial mortgages
- Allica Bank, SME term loan, asset finance + commercial mortgage
- Bizcap, Specialist post-decline / fast cash
How we rate Crowd2Fund
This review is FundBiz's own editorial assessment, scored against a published framework. See our methodology for how we rate each lender.
FAQ
What can I borrow through Crowd2Fund?
Crowd2Fund offers p2p sme term loan. Ticket range: £10k to £1m. Typical rate: 8% to 18% APR.
How long does Crowd2Fund take to decide?
5 to 15 business days
Who is Crowd2Fund the best fit for?
First on the list: Established SMEs with a fundable narrative. The full list is under Best fit applicants above.
When might another lender suit better than Crowd2Fund?
First on the list: Speed-prioritised cases. The other cases are under Where Crowd2Fund is the wrong fit above.
Send an enquiry
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Send an enquiry →Official site: Crowd2Fund
Last updated: . By Adam Parker. FundBiz is owned and operated by Best Business Loans Ltd, directed by Oliver Mackman.