Octane Capital

Mayfair specialist covering bridging, refurb and specialist BTL across England, Wales and Scotland. Notable for risk-priced rather than slot-priced underwriting: each deal scored individually rather than fitted to a fixed grid. Broker-distributed with named underwriters per case.

Quick routing verdict

  • Product: Bridging, refurbishment and BTL.
  • Ticket band: £150k to £30m.
  • Decision time: 3 to 10 business days.
  • Pricing: From 0.69% per month.

At a glance

Legal entity
Octane Capital Limited
Companies House
10481270
Founded
2017
Product
Bridging, refurbishment and BTL
Ticket range
£150k to £30m
Decision time
3 to 10 business days
Ltd-only
Lender accepts other structures, FundBiz routing is Ltd-only
Last reviewed
2026-05-08

Why we route here

  • Risk-priced underwriting handles cases that fail grid-based lenders.
  • Wide product mix from bridging through BTL.
  • Named underwriter per case, broker-friendly process.
  • Tickets up to £30m without syndication.

When we route elsewhere

  • Broker-distributed; direct applicants routed.
  • Pricing varies materially by deal, headline rate not the offered rate.
  • Below £150k tickets not entertained.

Best fit applicants

  • Complex residential bridging
  • Specialist BTL
  • £500k to £10m tickets

Where Octane Capital is the wrong fit

  • Self-serve consumer journey
  • Sub-£150k tickets
  • Ground-up development

If declined by Octane Capital

If your application to Octane Capital is declined, the FundBiz post-decline matcher routes by decline reason. Common alternatives in our panel are listed in the "When we route elsewhere" section above. See also our Octane Capital decline runbook for sector-specific routing detail.

Other panel lenders

How we rate Octane Capital

This review is FundBiz's own editorial assessment, scored against a published framework. See our methodology for how we rate each lender.

Run the matcher

Tell us your turnover, sector and ticket size. We score against Octane Capital and the wider FundBiz panel, then surface the lenders most likely to approve. Limited companies, LLPs and partnerships of 4+ only.

Open matcher →

Last reviewed: 2026-05-08. By Oliver Mackman.

Check what finance your business qualifies for

Free, no-obligation. Matched to UK specialist lenders in 60 seconds.

Step 1 of 3 · Your business

Start typing and we'll search Companies House.

Your details are secure. See our privacy policy.

Soft credit search · Decision in 24-72 hours · Limited companies, LLPs and partnerships of 4+