Octane Capital
Mayfair specialist covering bridging, refurb and specialist BTL across England, Wales and Scotland. Notable for risk-priced rather than slot-priced underwriting: each deal scored individually rather than fitted to a fixed grid. Broker-distributed with named underwriters per case.
Quick verdict
- Product: Bridging, refurbishment and BTL.
- Ticket band: £150k to £30m.
- Pricing: From 0.69% per month.
At a glance
Octane Capital, at a glance
- Legal entity
- Octane Capital Limited
- Companies House
- 10481270
- Founded
- 2017
- Product
- Bridging, refurbishment and BTL
- Ticket range
- £150k to £30m
- Decision time
- 3 to 10 business days
- Ltd-only
- No, the lender also accepts other structures
Where Octane Capital is strong
- Risk-priced underwriting handles cases that fail grid-based lenders.
- Wide product mix from bridging through BTL.
- Named underwriter per case, broker-friendly process.
- Tickets up to £30m without syndication.
Watch-outs, and when another lender may suit better
- Broker-distributed; direct applicants routed.
- Pricing varies materially by deal, headline rate not the offered rate.
- Below £150k tickets not entertained.
Best fit applicants
- Complex residential bridging
- Specialist BTL
- £500k to £10m tickets
Where Octane Capital is the wrong fit
- Self-serve consumer journey
- Sub-£150k tickets
- Ground-up development
If declined by Octane Capital
If your application to Octane Capital is declined, ask the lender for the reason in writing. Some alternatives are named in the watch-outs section above. See also our guide to why lenders decline, by reason.
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- 365 Business Finance, Merchant cash advance (revenue-based finance)
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- Bizcap, Specialist post-decline / fast cash
How we rate Octane Capital
This review is FundBiz's own editorial assessment, scored against a published framework. See our methodology for how we rate each lender.
FAQ
What can I borrow through Octane Capital?
Octane Capital offers bridging, refurbishment and btl. Ticket range: £150k to £30m. Typical rate: From 0.69% per month.
How long does Octane Capital take to decide?
3 to 10 business days
Who is Octane Capital the best fit for?
First on the list: Complex residential bridging. The full list is under Best fit applicants above.
When might another lender suit better than Octane Capital?
First on the list: Self-serve consumer journey. The other cases are under Where Octane Capital is the wrong fit above.
Send an enquiry
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Send an enquiry →Official site: Octane Capital
Last updated: . By Adam Parker. FundBiz is owned and operated by Best Business Loans Ltd, directed by Oliver Mackman.