MT Finance
North London principal lender covering bridging, refurb and a specialist BTL mortgage book. One of the higher-volume bridging desks in the UK with a long track record and a strong broker reputation. FCA-regulated for the regulated bridging and BTL lines.
Quick verdict
- Product: Bridging and BTL mortgages.
- Ticket band: £50k to £10m.
- Pricing: From 0.75% per month.
At a glance
MT Finance, at a glance
- Legal entity
- M T Finance Limited
- Companies House
- 06622832
- Founded
- 2008
- Product
- Bridging and BTL mortgages
- Ticket range
- £50k to £10m
- Decision time
- 3 to 10 business days
- Ltd-only
- No, the lender also accepts other structures
Where MT Finance is strong
- Established 2008 track record across multiple property cycles.
- In-house BTL mortgage product alongside bridging.
- FCA-regulated for the regulated book.
Watch-outs, and when another lender may suit better
- Broker-distributed; direct intake limited.
- Per-month rate quoting; total cost varies with exit.
- Headline rate only available on lowest-LTV prime cases.
Best fit applicants
- Mainstream residential bridging
- BTL mortgages
- Broker-introduced cases
Where MT Finance is the wrong fit
- Self-serve consumer journey
- Ground-up development
- Highly bespoke commercial
If declined by MT Finance
If your application to MT Finance is declined, ask the lender for the reason in writing. Some alternatives are named in the watch-outs section above. See also our guide to why lenders decline, by reason.
Other lenders we list
- 365 Business Finance, Merchant cash advance (revenue-based finance)
- Aldermore, Asset finance, invoice finance, commercial mortgages
- Allica Bank, SME term loan, asset finance + commercial mortgage
- Bizcap, Specialist post-decline / fast cash
How we rate MT Finance
This review is FundBiz's own editorial assessment, scored against a published framework. See our methodology for how we rate each lender.
FAQ
What can I borrow through MT Finance?
MT Finance offers bridging and btl mortgages. Ticket range: £50k to £10m. Typical rate: From 0.75% per month.
How long does MT Finance take to decide?
3 to 10 business days
Who is MT Finance the best fit for?
First on the list: Mainstream residential bridging. The full list is under Best fit applicants above.
When might another lender suit better than MT Finance?
First on the list: Self-serve consumer journey. The other cases are under Where MT Finance is the wrong fit above.
Send an enquiry
Tell us what you need in 2 minutes. FundBiz is not a lender and does not run a credit check. We pass your enquiry to a business finance broker, who will contact you about your options. For limited companies, LLPs and partnerships with four or more partners.
Send an enquiry →Official site: MT Finance
Last updated: . By Adam Parker. FundBiz is owned and operated by Best Business Loans Ltd, directed by Oliver Mackman.