Mint Property Finance

Altrincham-based principal lender (formerly Mint Bridging) focused on residential bridging, refurb and small developer exit across England and Wales. Strong service reputation in the broker community, with Trustpilot scores at the top end of the bridging category. Broker-distributed.

Quick routing verdict

  • Product: Bridging and refurbishment finance.
  • Ticket band: £100k to £5m.
  • Decision time: 3 to 10 business days.
  • Pricing: From 0.69% per month.

At a glance

Legal entity
Mint Property Finance Limited
Companies House
09228238
Founded
2014
Product
Bridging and refurbishment finance
Ticket range
£100k to £5m
Decision time
3 to 10 business days
Ltd-only
Lender accepts other structures, FundBiz routing is Ltd-only
Last reviewed
2026-05-08

Why we route here

  • Trustpilot footprint among the strongest in the bridging category.
  • Refurb and developer exit handled in-house.
  • Direct contact with underwriter on live cases.
  • Lower ticket floor than mainstream bridgers.

When we route elsewhere

  • Broker-distributed; direct applicants routed.
  • Per-month rate quoting hides total cost.
  • £5m ticket cap rules out larger schemes.

Best fit applicants

  • £250k to £2m refurb cases
  • Developer exit
  • BTL purchase bridging

Where Mint Property Finance is the wrong fit

  • Sub-£100k tickets
  • Ground-up development
  • £5m+ schemes

If declined by Mint Property Finance

If your application to Mint Property Finance is declined, the FundBiz post-decline matcher routes by decline reason. Common alternatives in our panel are listed in the "When we route elsewhere" section above. See also our Mint Property Finance decline runbook for sector-specific routing detail.

Other panel lenders

How we rate Mint Property Finance

This review is FundBiz's own editorial assessment, scored against a published framework. See our methodology for how we rate each lender.

Run the matcher

Tell us your turnover, sector and ticket size. We score against Mint Property Finance and the wider FundBiz panel, then surface the lenders most likely to approve. Limited companies, LLPs and partnerships of 4+ only.

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Last reviewed: 2026-05-08. By Oliver Mackman.

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