Mint Property Finance

Altrincham-based principal lender (formerly Mint Bridging) focused on residential bridging, refurb and small developer exit across England and Wales. Broker-distributed.

Quick verdict

  • Product: Bridging and refurbishment finance.
  • Ticket band: £100k to £5m.
  • Pricing: From 0.69% per month.

At a glance

Mint Property Finance, at a glance

Legal entity
Mint Property Finance Limited
Companies House
09228238
Founded
2014
Product
Bridging and refurbishment finance
Ticket range
£100k to £5m
Decision time
3 to 10 business days
Ltd-only
No, the lender also accepts other structures

Where Mint Property Finance is strong

  • Refurb and developer exit handled in-house.
  • Direct contact with underwriter on live cases.
  • Lower ticket floor than mainstream bridgers.

Watch-outs, and when another lender may suit better

  • Broker-distributed; direct applicants routed.
  • Per-month rate quoting hides total cost.
  • £5m ticket cap rules out larger schemes.

Best fit applicants

  • £250k to £2m refurb cases
  • Developer exit
  • BTL purchase bridging

Where Mint Property Finance is the wrong fit

  • Sub-£100k tickets
  • Ground-up development
  • £5m+ schemes

If declined by Mint Property Finance

If your application to Mint Property Finance is declined, ask the lender for the reason in writing. Some alternatives are named in the watch-outs section above. See also our guide to why lenders decline, by reason.

Other lenders we list

  • 365 Business Finance, Merchant cash advance (revenue-based finance)
  • Aldermore, Asset finance, invoice finance, commercial mortgages
  • Allica Bank, SME term loan, asset finance + commercial mortgage
  • Bizcap, Specialist post-decline / fast cash

How we rate Mint Property Finance

This review is FundBiz's own editorial assessment, scored against a published framework. See our methodology for how we rate each lender.

FAQ

What can I borrow through Mint Property Finance?

Mint Property Finance offers bridging and refurbishment finance. Ticket range: £100k to £5m. Typical rate: From 0.69% per month.

How long does Mint Property Finance take to decide?

3 to 10 business days

Who is Mint Property Finance the best fit for?

First on the list: £250k to £2m refurb cases. The full list is under Best fit applicants above.

When might another lender suit better than Mint Property Finance?

First on the list: Sub-£100k tickets. The other cases are under Where Mint Property Finance is the wrong fit above.

Send an enquiry

Tell us what you need in 2 minutes. FundBiz is not a lender and does not run a credit check. We pass your enquiry to a business finance broker, who will contact you about your options. For limited companies, LLPs and partnerships with four or more partners.

Send an enquiry →

Official site: Mint Property Finance

Last updated: . By Adam Parker. FundBiz is owned and operated by Best Business Loans Ltd, directed by Oliver Mackman.

Talk to a business finance broker about your options

Free, no obligation, about 2 minutes. We pass your enquiry to a business finance broker, who will contact you. FundBiz does not run a credit check.

Step 1 of 3 · Your business

We save your answers as you go. Nothing is sent to a broker until you press "Send my enquiry".

Start typing and we'll search Companies House.

How FundBiz uses your details: privacy notice.

Free to use · No credit check by FundBiz · Limited companies, LLPs and partnerships of 4+