Hope Capital
Liverpool-based principal lender writing residential, semi-commercial and commercial bridging across England, Wales and Scotland. Lower ticket floor than most specialist bridgers, which makes it useful for smaller refurb and auction cases. Broker-distributed.
Quick verdict
- Product: Bridging finance.
- Ticket band: £50k to £10m.
- Pricing: From 0.69% per month.
At a glance
Hope Capital, at a glance
- Legal entity
- Hope Capital Limited
- Companies House
- 07785052
- Founded
- 2011
- Product
- Bridging finance
- Ticket range
- £50k to £10m
- Decision time
- 3 to 10 business days
- Ltd-only
- No, the lender also accepts other structures
Where Hope Capital is strong
- Ticket floor at £50k catches smaller cases other bridgers reject.
- Lends on residential, semi-commercial and commercial.
- Scotland and Wales accepted alongside England.
- Established 2011 track record.
Watch-outs, and when another lender may suit better
- Broker channel preferred; direct applicants routed.
- Per-month rate quoting; total cost varies with exit.
- Pricing band wider than headline suggests for non-prime cases.
Best fit applicants
- Sub-£500k bridging
- Auction completions
- Refurb projects across UK
Where Hope Capital is the wrong fit
- Self-serve consumer journey
- £10m+ tickets
- Ground-up development
If declined by Hope Capital
If your application to Hope Capital is declined, ask the lender for the reason in writing. Some alternatives are named in the watch-outs section above. See also our guide to why lenders decline, by reason.
Other lenders we list
- 365 Business Finance, Merchant cash advance (revenue-based finance)
- Aldermore, Asset finance, invoice finance, commercial mortgages
- Allica Bank, SME term loan, asset finance + commercial mortgage
- Bizcap, Specialist post-decline / fast cash
How we rate Hope Capital
This review is FundBiz's own editorial assessment, scored against a published framework. See our methodology for how we rate each lender.
FAQ
What can I borrow through Hope Capital?
Hope Capital offers bridging finance. Ticket range: £50k to £10m. Typical rate: From 0.69% per month.
How long does Hope Capital take to decide?
3 to 10 business days
Who is Hope Capital the best fit for?
First on the list: Sub-£500k bridging. The full list is under Best fit applicants above.
When might another lender suit better than Hope Capital?
First on the list: Self-serve consumer journey. The other cases are under Where Hope Capital is the wrong fit above.
Send an enquiry
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Send an enquiry →Official site: Hope Capital
Last updated: . By Adam Parker. FundBiz is owned and operated by Best Business Loans Ltd, directed by Oliver Mackman.