Hope Capital
Liverpool-based principal lender writing residential, semi-commercial and commercial bridging across England, Wales and Scotland. Lower ticket floor than most specialist bridgers, which makes it useful for smaller refurb and auction cases. Broker-distributed.
Quick routing verdict
- Product: Bridging finance.
- Ticket band: £50k to £10m.
- Decision time: 3 to 10 business days.
- Pricing: From 0.69% per month.
At a glance
- Legal entity
- Hope Capital Limited
- Companies House
- 07785052
- Founded
- 2011
- Product
- Bridging finance
- Ticket range
- £50k to £10m
- Decision time
- 3 to 10 business days
- Ltd-only
- Lender accepts other structures, FundBiz routing is Ltd-only
- Last reviewed
- 2026-05-08
Why we route here
- Ticket floor at £50k catches smaller cases other bridgers reject.
- Lends on residential, semi-commercial and commercial.
- Scotland and Wales accepted alongside England.
- Established 2011 track record.
When we route elsewhere
- Broker channel preferred; direct applicants routed.
- Per-month rate quoting; total cost varies with exit.
- Pricing band wider than headline suggests for non-prime cases.
Best fit applicants
- Sub-£500k bridging
- Auction completions
- Refurb projects across UK
Where Hope Capital is the wrong fit
- Self-serve consumer journey
- £10m+ tickets
- Ground-up development
If declined by Hope Capital
If your application to Hope Capital is declined, the FundBiz post-decline matcher routes by decline reason. Common alternatives in our panel are listed in the "When we route elsewhere" section above. See also our Hope Capital decline runbook for sector-specific routing detail.
Other panel lenders
- 365 Business Finance, Merchant cash advance
- Aldermore, Asset finance, invoice finance, commercial mortgages
- Allica Bank, SME term loan + commercial mortgage
- Bizcap, Specialist post-decline / fast cash
How we rate Hope Capital
This review is FundBiz's own editorial assessment, scored against a published framework. See our methodology for how we rate each lender.
Run the matcher
Tell us your turnover, sector and ticket size. We score against Hope Capital and the wider FundBiz panel, then surface the lenders most likely to approve. Limited companies, LLPs and partnerships of 4+ only.
Open matcher →Last reviewed: 2026-05-08. By Oliver Mackman.