FundBiz panel lenders

The 13 UK SMB lenders we actively route applications to via the FundBiz matcher. Mainstream fintechs, MCA specialists, challenger banks, asset finance and post-decline. Limited companies, LLPs and partnerships of four or more only.

365 Business Finance

Merchant cash advance · £10k to £500k

Panel direct MCA lender we route to for £25k+ card-flow advances where the applicant wants a no-broker-fee structure. We also send case-by-case post-decline files here when missed ...

4Syte

Invoice finance and asset-based lending · £25k to £5m

Chelmsford-based independent specialist running single-invoice discounting alongside whole-turnover and asset-based facilities. The 4Syte umbrella covers a stack of sister entities...

ABN AMRO Asset Based Finance

Asset-based lending and lease finance · £2m to £50m+

UK branch of the Dutch ABN AMRO group, focused on the upper-mid-market for asset-based lending, receivables finance and lease structures. Not a direct SME lender in the £100k terri...

Acorn Commercial Finance

Asset-backed and commercial finance specialist · £10k to £2m

Long-trading independent (since 1987) but operates almost entirely through broker introductions; direct UK SMB borrower discovery is limited. Specialty UK commercial finance with b...

Aldermore

Asset finance, invoice finance, commercial mortgages · £25k to £5m

Panel challenger bank we route to for asset finance, invoice finance and commercial mortgage tickets between £25k and £5m where the applicant has the time for proper underwriting a...

Allica Bank

SME term loan + commercial mortgage · £150k to £5m

Panel challenger bank we route to for £150k to £5m term-loan and commercial mortgage applicants. We send established Ltd companies here when the deal is in the band the high street...

Arbuthnot Latham

Private bank commercial lending · £1m to £25m

London-headquartered private bank with a serious commercial-lending arm covering owner-managed businesses, professional practices and real estate. Banking and lending sit on the sa...

Argyll Property Partners

Property-backed business and development finance · £500k to £15m

London-based principal lender into property-backed transactions for SMEs and developers, including bridging, refurbishment and small-scale development. Bespoke structuring and bala...

Assetz Capital

SME term loan + commercial property + bridging · £250k to £10m

Manchester-based specialist that started as a P2P platform and pivoted to institutional funding in 2022. Now an asset-backed SME and commercial property lender for established Ltd ...

Avamore Capital

Bridging and development finance · £500k to £25m

London specialist covering bridging, refurbishment and ground-up development across England and Wales. Sweet spot is the £1m to £15m residential and mixed-use bracket where mainstr...

Barclays

Business loans, overdrafts, asset finance, commercial mortgages · £1k to several million

Major UK high-street bank with a full SME lending book covering unsecured term loans, overdrafts, asset finance and commercial mortgages. Heavy bias to existing Barclays business b...

Bibby Financial Services

Invoice finance, factoring, asset-based lending · £25k to £25m+ facility

The UK's largest independent invoice finance provider, part of the Bibby Line Group (Liverpool, founded 1807). Bibby has run as a finance brand since 1982 with the current trading ...

Bizcap

Specialist post-decline / fast cash · £5k to £500k

Panel post-decline specialist we route to when Funding Circle, iwoca and the high-street alternatives have already declined and the applicant still needs cash quickly. Bizcap takes...

Blazehill Capital

Asset-backed term loans and special situations · £5m to £75m

Mayfair-based asset-backed lender focused on UK and European mid-market situations that mainstream banks have stepped away from. Strong on stretched senior, refinance and turnaroun...

Bolton Finance

Specialist commercial finance for SMEs · £25k to £1m

Long-trading independent (since 1972) but operates almost entirely through broker introductions; direct UK SMB borrower discovery is limited. UK specialist underwriting beyond main...

Boost Capital

Merchant cash advance + small business loan · £3k to £500k

Established UK MCA player with a small business loan product alongside the cash advance. Trades on speed and accommodating credit underwriting. Factor-rate quoting hides the effect...

Breal Zeta CF

Asset-based lending and commercial finance · £2m to £30m

Mid-market ABL specialist running structured receivables, inventory and plant-and-machinery facilities for trading businesses with £10m+ turnover. The original Breal Zeta CF Limite...

Capify

Merchant cash advance + term loan · £3.5k to £500k

Panel MCA specialist we route to for hospitality, retail and salon Ltds with strong card-machine flow, including post-decline files where credit history blocks a Funding Circle or ...

Capital on Tap

Business credit card with revolving credit line · Up to £250k credit limit

UK business credit card with a revolving credit line up to £250k, launched as a brand in 2012 with the current trading entity incorporated 2015. FCA-authorised for consumer credit ...

Caple

Unsecured SME growth loan · £500k to £5m

Specialist unsecured growth-lender to established mid-market SMEs across the UK and Europe, capital provided by partner banks rather than retail funders. Bilateral 7-year unsecured...

Cashplus Bank

Business loan + creditbuilder + overdraft · £2k to £25k

PRA-authorised UK bank since 2021, operating under Zempler Bank Limited (rebranded from Advanced Payment Solutions in June 2024) but still trading consumer-facing as Cashplus. Sits...

Catalyst Business Finance

Invoice finance and asset finance · £25k to £2m

Catalyst Business Finance Limited (CN 08230044) is currently in liquidation per Companies House. Historically a Yorkshire-based invoice and asset finance specialist focused on UK S...

Close Brothers

Asset finance, invoice finance, commercial loans · £25k to £25m+

Heritage merchant banking group trading since 1878, FTSE-listed via Close Brothers Group plc. The commercial division covers asset finance, invoice finance and broader commercial l...

Clydesdale Bank

Business banking and SME lending · £25k to £25m+

Clydesdale Bank PLC (CN SC001111) remains the legal entity but the customer-facing brand is Virgin Money following the Virgin Money UK merger and rebrand. SME lending now sits insi...

Corporate Asset Solutions

Asset finance broker · Bespoke

Corporate Asset Solutions Limited (CN 05182703) was dissolved in January 2026; sister entities CAS 2 and CAS 3 dissolved earlier. The trading name has appeared as a UK asset financ...

Creative Capital

SMB term loan and asset finance · £10k to £500k

Creative Capital is a trading name used by multiple UK SMB finance entities, including brokers and intermediaries. The Companies House register returns several distinct companies u...

Credit4

SME term loan + revolving credit · £25k to £250k

London-based direct lender focused on the £25k to £250k SME ticket band. Combined fixed-term loan plus revolving facility under one credit limit, which is unusual in the UK SME mar...

Crowd2Fund

P2P SME term loan · £10k to £1m

One of the few remaining UK retail P2P platforms after the 2019-2022 sector contraction. Funded by individual investors, which means borrowers go through a campaign-style listing p...

Cubefunder

Unsecured fixed-fee term loan · £5k to £100k

Windsor-based direct lender trading as Cubefunder. Fixed-fee structure means total cost is set at outset rather than accruing as APR. Open to England-and-Wales Ltd companies tradin...

eCapital

Invoice finance + asset-based lending · £50k to £10m

UK invoice finance and asset-based lender. Originated as Optimum Finance, acquired by North American specialist eCapital in October 2024 and rebranded. Now part of a wider transatl...

FGI Finance

International factoring and trade finance · £500k to £20m

UK arm of FGI Worldwide, a New York-headquartered international factoring and trade finance group. The UK LLP runs cross-border receivables purchase, import finance and supply-chai...

Fiduciam

Bridging and short-term SME loans · £250k to £25m

London specialist offering bridging and short-term SME loans across the UK and several European jurisdictions. Sits between fast bridging desks and mainstream challenger banks: mor...

Fleximize

Term loan with flex features · £5k to £500k

Direct lender with flex features (top-ups, payment holidays, reduced repayments during slow months). Underwriting more accommodating than mainstream term lenders for sub-2-year tra...

Funding Alternative

Short-term unsecured cash flow advance · £25k upwards

Verify before signing: Trustpilot footprint is thin (only nine reviews) and the brand has multiple Companies House entities at the same address. Chessington-based lender trading si...

Funding Circle

Term loan · £10k to £500k

Panel anchor for unsecured term loans between £10k and £500k. We route established Ltd companies with 2+ years trading and clean credit here first when the applicant wants a fixed-...

GapCap

Invoice and asset finance · £25k to £1m

London-based independent running selective invoice finance, single-invoice discounting and short-term receivables purchase for UK SMEs. Pitched at borrowers who want one-off cash a...

Glenhawk

Bridging finance · £300k to £10m

Specialist bridging desk founded by Guy Harrington, covering residential, refurb and commercial bridging across England and Wales. Strong technology layer and in-house underwriting...

Got Capital

Revenue-based business funding advance · £2k to £300k

Hertfordshire-based revenue-based finance provider trading since 2014. Markets advances rather than loans (a forward purchase of revenue). Accepts sole traders, Ltd companies, LLPs...

Growth Lending

Growth term loan + asset-based + recovery finance · £1m to £25m

Rebrand of BOOST&Co (founded 2014, rebranded under Growth Lending in 2022) covering growth term loans, asset-based lending and recovery finance for scale-up and mid-market SMEs. Mu...

Hampshire Trust Bank

Asset finance, commercial mortgages, bridging, development finance · £25k to £25m+

PRA-authorised UK specialist bank covering asset finance, commercial mortgages, bridging and specialist development finance. Established 1977 (relaunched as HTB 2014). Broker-distr...

Haydock Finance

Asset finance (hire purchase and lease) · £5k to £500k

Lancashire-based independent asset finance specialist trading since 1980. Hire purchase, finance lease and refinance across vehicles, plant, manufacturing and yellow goods. Long br...

Hodge Bank

Commercial mortgage + asset finance + bridging · £250k to £10m

Cardiff-based specialist bank established in 1962, owned by the Carlyle Trust. Strong on commercial mortgages, semi-commercial property and SME asset finance. PRA-regulated bank wi...

Hope Capital

Bridging finance · £50k to £10m

Liverpool-based principal lender writing residential, semi-commercial and commercial bridging across England, Wales and Scotland. Lower ticket floor than most specialist bridgers, ...

HSBC UK

Business loans, working capital, asset finance, international trade finance · £25k to several million

UK ring-fenced bank within the HSBC group. Full SME and corporate lending book with a clear bias toward larger SMEs (often £500k+ turnover) and international trade. Below the prefe...

Hydr

Invoice finance (selective) · £1k to £150k per invoice

Wrexham-based fintech running fully-digital selective invoice finance. Borrowers upload an invoice, receive an advance the same day, and pay a flat fee on settlement. No long-term ...

IGF Invoice Finance

Invoice finance and ABL · £100k to £15m

London-based independent (often referenced as IGF) running confidential invoice discounting, factoring and asset-based lending for UK SMEs and lower-mid-market. Mid-ticket sweet sp...

Infund

SMB lender (entity not verified) · Bespoke

Infund appears in some UK SMB finance directories but the Companies House register does not show a clear active operating entity under the name. INFUND LLP was dissolved in 2008 an...

Investec

Corporate banking + asset finance + commercial property · £500k to £50m+

UK private and corporate bank serving the upper-mid-market and HNW segments. Business lending sits inside a relationship-banker model rather than a self-serve product. Strong on be...

Invocap

Invoice finance (entity not verified) · Bespoke

Invocap surfaces in some UK invoice finance broker indexes but the Companies House register returns no active company under the exact name. The brand may be a trading style of anot...

Iron Bridge Finance

Property-secured short-term finance · £100k to £5m

North London principal lender on residential and commercial property security. Smaller book than headline bridgers, which means each case gets direct underwriter attention. Strong ...

iwoca

Flexi-loan / line of credit · £1k to £500k

Panel anchor for flexi working capital. We route applicants here when the cash need is draw-as-you-go rather than a single lump sum, when trading time sits between 12 and 24 months...

JPM Capital

Specialist post-decline term loans and MCA · £5k to £500k

Panel post-decline specialist we route to for files with CCJ history, recent missed payments or bad credit where mainstream lenders decline. Direct lender so the rate the applicant...

Just Cashflow

Revolving credit / cashflow facility · £10k to £500k

Just Cash Flow plc entered administration in 2025 (administrators: FRP Advisory). The legal entity remains on Companies House at CN 08508165. Historically a revolving-credit and ca...

Kriya

Invoice finance + B2B BNPL + business loan · £10k to £1m

Originally MarketInvoice (2010), rebranded MarketFinance, then rebranded again as Kriya in 2022. Now a multi-product platform: selective invoice finance, B2B buy-now-pay-later for ...

Kuflink

Bridging finance and P2P property lending · £75k to £3m

Kent-based bridging lender that funds part of its book through a retail P2P platform. Combines specialist bridging underwriting with a more accessible application route for smaller...

LendingCrowd

Term loan · £75k to £500k

Edinburgh-based UK SME term lender that launched in 2014 as a P2P platform and now funds via a mix of retail and institutional capital. Tickets £75k to £500k over 6 to 60 months. E...

LendInvest

Bridging + buy-to-let + development finance · £75k to £15m

AIM-listed UK property-finance specialist covering bridging, buy-to-let mortgages and development finance. Tech-led broker portal makes the process faster than most specialist bank...

Liberis

Merchant cash advance and BNPL for SMBs · £1k to £1m

Panel embedded-finance specialist we route to when the applicant already has a relationship with a partner platform (Worldpay, Barclaycard, Klarna, Sage). The application is often ...

Liberty Leasing

Asset finance (hire purchase and lease) · £3k to £500k

Hampshire-based independent asset finance lender running hire purchase, lease and refinance across vehicles, plant, soft assets and IT. Broker-distributed with direct relationships...

Lloyds Bank

Business loans, overdrafts, commercial mortgages, asset finance · £1k to £500k+ unsecured; larger via secured facilities

Major UK high-street bank under Lloyds Banking Group. Full SME lending book for existing Lloyds business banking customers, with unsecured term loans up to around £500k and larger ...

Maslow Capital

Development finance · £10m to £150m

London-based development finance specialist with a strong track record on residential, PBSA, BTR and mixed-use schemes across the UK and Europe. Sits firmly at the institutional en...

Masthaven

Specialist lending (in run-off) · Closed to new business

Masthaven Bank announced its exit from the UK savings market in 2021 and has since wound down. The legal entity (Companies House CN 09660012) now sits under the name Genclose Limit...

MaxCap

Unsecured term loan · £3k to £100k

London-based unsecured lender trading since 2020 under Maximise Capital Ltd. Requires 12 months trading and £15k monthly turnover. Personal guarantee required despite the unsecured...

MCL Finance

Unsecured term loan and merchant cash advance · £5k to £100k

Bristol and London-based alternative lender, formerly trading as mycashline, rebranded to MCL Finance. Operating since 2017 under Merchant Finance London Limited. Two-product shop:...

Mint Property Finance

Bridging and refurbishment finance · £100k to £5m

Altrincham-based principal lender (formerly Mint Bridging) focused on residential bridging, refurb and small developer exit across England and Wales. Strong service reputation in t...

Momenta Finance

SME term loan + merchant cash advance · £5k to £500k

Direct lender that rebranded from Merchant Money to Momenta Finance in 2024 to reflect a broader product set beyond cash advance. Term loan and MCA up to £500k for established UK S...

MT Finance

Bridging and BTL mortgages · £50k to £10m

North London principal lender covering bridging, refurb and a specialist BTL mortgage book. One of the higher-volume bridging desks in the UK with a long track record and a strong ...

NatWest

Business loans, overdrafts, asset finance, commercial mortgages · £1k to £500k+ unsecured; larger via secured facilities

Major UK high-street bank within NatWest Group plc. Full SME lending book covering unsecured term loans, overdrafts, asset finance and commercial mortgages for existing NatWest bus...

Nucleus Commercial Finance

Term loans, asset finance, invoice finance, property finance · £25k to £20m

London-based alternative finance specialist running unsecured term loans, asset finance, invoice finance and property finance under one roof. Tickets up to £20m via mainly broker d...

OakNorth

SME term loan + bridging · £500k to £50m+

Panel top-end lender we route to for £500k+ tickets where the file has the financials to support a bespoke deal. We send established Ltd companies here when the applicant has a cle...

Octane Capital

Bridging, refurbishment and BTL · £150k to £30m

Mayfair specialist covering bridging, refurb and specialist BTL across England, Wales and Scotland. Notable for risk-priced rather than slot-priced underwriting: each deal scored i...

Octopus Real Estate

Property finance: bridging, development, healthcare · £500k to £200m+

The property lending arm of Octopus Group, covering residential bridging, development finance, BTL and a specialist healthcare real estate book. Operates through multiple lending v...

Ortus Secured Finance

Bridging and short-term commercial property finance · £150k to £5m

Wigmore Street bridging desk covering residential, semi-commercial and commercial property across England, Wales, Scotland and Northern Ireland. Notable for genuine all-UK reach (m...

Outfund

Revenue-based finance for online and subscription businesses · £10k to £10m

Panel revenue-based finance lender we route online and subscription Ltd companies to when forward revenue is the strongest part of the file. Outfund pulls live data from Stripe, Sh...

Paragon Bank

Asset finance + commercial property + development finance · £25k to £25m

Solihull-based specialist bank with strong asset finance, commercial property and development finance lines. Listed parent (Paragon Banking Group plc) gives funding stability and f...

Pluto Finance

Development finance and residential lending · £2m to £100m

London development lender backed by institutional capital, covering residential schemes from mid-market through to large prime developments. Underwriting depth and track record are...

PNC Business Credit

Asset-based lending (cross-border) · £10m to £100m+

PNC Business Credit is the asset-based lending arm of US bank PNC Financial Services Group. UK reach is via cross-border facilities into UK groups with US parent or sister operatio...

Propel

Asset finance (hire purchase and lease) · £2k to £1m

Newport-based asset finance specialist, one of the largest independents in the UK with a heavy push into vendor finance and digital onboarding. Same-day decisions on a wide eligibi...

Puma Property Finance

Development and investment property finance · £3m to £75m

St James's-based property lending arm of Puma Capital Group, covering residential development, PBSA, BTR, hotels and care across the UK. Aimed firmly at mid-to-large schemes with e...

Redwood Bank

SME commercial mortgage and term loan · £250k to £2.5m

Letchworth-based challenger bank focused on commercial mortgages, owner-occupier and BTL loans for SMEs and professional landlords. PRA-regulated with FSCS deposit cover on linked ...

Reparo

Short-term business loan and bridging · £10k to £1m

Manchester-based principal lender running short-term business loans and small-ticket bridging across England and Wales. Direct decisioning, broker-distributed, with a flexible appe...

Roma Finance

Bridging and BTL mortgages · £75k to £3m

Manchester-based principal lender covering residential bridging, refurb and a specialist BTL mortgage line. Notable for the "RomaFLOW" streamlined process on cleaner cases and a st...

Royal Bank of Scotland

Business loans, overdrafts, asset finance, commercial mortgages · £1k to £500k+ unsecured; larger via secured facilities

Scotland-headquartered high-street bank within NatWest Group plc. Group lending criteria mirror NatWest, with regional routing for Scotland-based applicants and local-manager decis...

Santander UK

Business loans, overdrafts, commercial mortgages, international finance · £5k to £500k+ unsecured; higher via secured facilities

UK ring-fenced bank under the Santander Group. SME lending book covering unsecured term loans, overdrafts, commercial mortgages and international finance, with specific routing for...

Secure Trust Bank

Commercial finance + asset finance + invoice finance · £50k to £25m

Solihull-based specialist UK bank, listed on the LSE main market. SME lending sits across commercial finance, asset finance and invoice finance. Sweet spot is mid-market IF and ABL...

Selina Finance

Property-secured business and personal credit lines · £10k to £500k

London fintech offering property-secured credit lines and second-charge loans. Originally launched a business credit line product against directors' residential property; product m...

SellersFunding

E-commerce working capital and term loan · £5k to £1m

US-headquartered e-commerce financier with a UK operating entity (CN 11951536) lending to Amazon, Shopify and Walmart sellers. Underwriting is pulled from marketplace performance d...

Shard Credit Partners

Private credit / direct lending · £5m to £30m

London-based private credit manager running direct lending into UK and European lower-mid-market companies. Unitranche, second-lien and growth-debt structures into private equity-b...

Shawbrook Bank

Term loans, asset finance, commercial property · £25k to £25m

UK specialist bank serving £100k-£25m SME and commercial property tickets. Strong on bespoke deals where mainstream high-street rules do not fit. Broker-distributed; not a self-ser...

Sigma Lending

Unsecured term loan · £5k to £150k

London-based unsecured business lender incorporated April 2023. Eligibility threshold sits at one and a half years trading and £150k turnover. Useful for established Ltd companies ...

Skipton Business Finance

Invoice finance (factoring + invoice discounting) · £25k to £5m

Specialist invoice finance arm of Skipton Building Society group, based in Bradford. Pure-play factoring and invoice discounting for UK SMEs. Mutual-owned parent gives a different ...

SME Capital

SMB term loan · £250k to £5m

SME Capital is positioned as a UK lower-mid-market lender focused on £250k+ growth and acquisition loans. The Companies House register does not show a single dominant operating ent...

Sonovate

Embedded finance and contractor pay funding for recruitment and consultancy agencies · £10k to £15m+ rolling facility

Sector specialist for UK recruitment agencies and consultancies. Sonovate funds contractor pay and client invoicing as a single embedded workflow: timesheet approval triggers contr...

Spotcap

Unsecured term loan (closed) · Closed to new business

Spotcap UK Ltd (CN 09351116) was dissolved on 1 August 2023 after the wider Spotcap group exited UK and European SMB lending around 2020. Historically an unsecured term-loan lender...

Starling Bank

Business term loan + overdraft · £25k to £250k

PRA-authorised UK challenger bank offering business term loans up to £250k alongside its business banking app. Lending is gated to existing Starling business banking customers, so ...

Start Up Loans Company

Government-backed unsecured personal loan to fund a UK start-up · £500 to £25k per founder (max £100k per business)

Panel government-backed lender we route to for pre-revenue founders, sub-12-month traders and pre-incorporation applicants who do not fit any commercial lender on the panel. Run by...

Sterling Trade Finance

Trade finance (brand absorbed) · Closed to new business under this brand

Sterling Trade Finance was the original UK trading name behind what became Scottish Pacific Business Finance UK. Companies House records show the original UK trading entity dissolv...

Swiftfund

Merchant cash advance · £10k to £500k

Cheshire-based MCA specialist, the trading name of Bizlend Limited. Requires £20k monthly card-machine turnover. Strong Trustpilot footprint for category, with funds typically rele...

Swishfund

Unsecured term loan · £10k to £400k

Peterborough-based UK SMB term lender, subsidiary of a Dutch parent group. £10k to £400k over up to 24 months for UK Ltd companies with one filed set of accounts and £50k+ turnover...

TFG Capital

Short-term business loan · £25k to £500k

Doncaster-headquartered principal lender running short-term commercial loans for established UK Ltd companies, with sister entities for property-backed and follow-on deals. Direct ...

ThinCats

Mid-market SME term loans (now part of Shawbrook Group) · £1m to £15m

Mid-market SME term lender focused on the £1m to £15m ticket band underserved by mainstream banks. Acquired by Shawbrook Group in September 2025; the original Business Loan Network...

Tide loans (Funding Options)

Broker / aggregator (not a direct lender) · £500 to £20m (panel-priced)

Tide loans is a broker product, not a direct lender. Tide Platform Limited (founded 2015, Companies House 09595646) acquired Funding Options in 2023 and now matches applicants to 8...

Time Finance

Asset finance, invoice finance, vehicle finance · £10k to £2m

Panel mid-ticket alternative finance specialist we route to when the file needs asset finance, invoice finance and vehicle finance combined under one lender. Particularly useful fo...

Together

Bridging, BTL, commercial mortgages and second charge · £25k to £30m

Cheadle-based specialist lender with one of the largest non-bank books in UK property finance. Covers residential and commercial bridging, BTL, owner-occupier commercial mortgages,...

TradeRiver

Trade finance (revolving purchase facility) · £100k to £3m

UK and international trade finance platform running revolving purchase facilities that pay suppliers directly on the buyer's behalf. The original TradeRiver Finance Limited entity ...

Triple Point

SME private credit and leasing · £500k to £20m

London-based investment manager running SME direct-lending, leasing and infrastructure-backed credit through a stack of fund vehicles. The lending arm targets established UK SMEs w...

Ultimate Finance

Invoice finance, asset finance and bridging · £10k to £5m

Bristol-headquartered SMB specialist running invoice finance, asset finance, working-capital loans and bridging under one roof. Acquired by Tavistock Group in 2014 with subsequent ...

United Trust Bank

Bridging, development finance, asset finance, structured property · £100k to £25m+

PRA-authorised UK specialist bank with deep heritage in bridging, development finance, asset finance and structured property lending. Original entity dates to 1955; rebranded as Un...

Wayflyer

Revenue-based finance for ecommerce · £10k to £20m

Panel revenue-based finance lender we route ecommerce Ltd companies to when the trading history sits in store and ad-platform data rather than filed accounts. Wayflyer underwrites ...

White Oak UK

SMB term loans, asset finance, professional finance · £5k to £500k

UK SMB lender originally trading as LDF, rebranded under the White Oak group in 2018. Strong panel relationships with Funding Options, Capitalise and the Bank Referral Scheme. Cove...

YouLend

Embedded MCA / revenue-based finance · £1k to £1m

Panel embedded-finance specialist we route to when the applicant sells through Amazon, eBay, Just Eat, Deliveroo, Shopify or a similar marketplace. Pre-approval is often already si...

Last reviewed: 2026-06-12.

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