Qatar Islamic Bank UK
By Oliver Mackman · Reviewed 2026-06-29 · FCA regulated · PRA bank
QIB UK is the UK arm of Qatar Islamic Bank, focused on high-net-worth Sharia-compliant private banking and larger commercial property and structured-finance deals. Not for SMEs sub-£1m. Strong Sharia governance reported via the parent bank's Sharia board.
Director, FundBiz
Oliver leads FundBiz's specialty finance comparison and matching engine. With a background in UK commercial finance, he oversees lender partnerships, eligibility logic and post-decline routing.
Last reviewed: 29 June 2026
Sharia structures offered
- · Murabaha
- · Ijara
- · Sukuk-backed structures
Pros
- ✓ PRA-regulated UK bank.
- ✓ Backed by Qatar Islamic Bank parent.
- ✓ Strong on large structured deals £1m+.
- ✓ States robust Sharia governance via the parent bank.
Cons
- ✗ Sub-£1m tickets not engaged.
- ✗ Slow underwriting cycle.
- ✗ Private-banking style relationships.
Best for
- · HNW Sharia-compliant property and structured deals
- · £1m+ commercial finance
- · International parent-backed structures
Weak at
- · SMB working-capital needs
- · Speed-prioritised cases
Sharia governance
QIB UK reports that Sharia compliance is overseen via the Qatar Islamic Bank parent's Sharia Supervisory Board. Confirm the current arrangement with the bank directly.
How to apply
Apply directly via www.qib-uk.com. Qatar Islamic Bank UK works on a relationship basis for commercial finance; expect a qualified call before a written term sheet.
Not sure this is the right fit?
Tell us ticket size, the asset or use case, trading history and sector. We match you against the right Sharia-compliant route and the wider FundBiz specialty panel where a conventional structure fits better. Limited companies, LLPs and partnerships of 4+ only.
Check eligibility →Reviewed by Oliver Mackman, Director. Editorial only. We are not an FCA-authorised adviser, and Qatar Islamic Bank UK did not pay for or pre-approve this review. See our methodology. Last reviewed: 2026-06-29.