BoE Base Rate: 3.75% (since 18 December 2025) Asset finance and term rates typically price off base rate; MCA uses a fixed factor rate instead

Research and data

FundBiz publishes first-party research on UK specialty finance terms and why businesses get declined, alongside curated market statistics. Every figure links to a source, and the underlying data is downloadable.

UK Specialty Finance Terms Index

FCA status, soft-search availability, decision speed and product coverage across our specialist lender panel, plus a 29-reason decline map. Updated each cycle, with a downloadable dataset.

UK Business Finance Lender Index

The per-lender data behind the Terms Index: product type, ticket range, typical rate, decision time, soft-search and FCA status, lender by lender.

UK Business Finance Statistics

Market figures (FLA, British Business Bank, Bank of England), each linked to its primary source.

Trust, Legal and Governance

FundBiz is operated by Best Business Loans Ltd, registered in England and Wales (company number 16833937). All services, operations and publications under the FundBiz brand are delivered by Best Business Loans Ltd.

Legal and Registration

Registered in England and Wales. Company number 16833937. D‑U‑N‑S 234324824. ICO registered, reference ZC151816 (certificate, verify). Registered supplier on the UK Government's Find a Tender Service (FTS). Details publicly available via Companies House and OpenCorporates.

Standards and Governance

Operates under UK data protection and consumer standards. Aligns with UK GDPR, ISO 27001 and ISO 9001 principles. Working towards Cyber Essentials certification.

Domain Continuity

Primary domain fundbiz.co.uk. Business ownership, entity and services remain unchanged. Reviewed quarterly.