Kuflink
Kent-based bridging lender that funds part of its book through a retail P2P platform. Combines specialist bridging underwriting with a more accessible application route for smaller residential and refurb cases. FCA-regulated; strong consumer-facing footprint.
Quick verdict
- Product: Bridging finance and P2P property lending.
- Ticket band: £75k to £3m.
- Pricing: From 0.55% per month.
At a glance
Kuflink, at a glance
- Legal entity
- Kuflink Ltd
- Companies House
- 08460508
- Founded
- 2013
- Product
- Bridging finance and P2P property lending
- Ticket range
- £75k to £3m
- Decision time
- 3 to 10 business days
- Ltd-only
- No, the lender also accepts other structures
Where Kuflink is strong
- FCA-regulated for the consumer-facing P2P side.
- Lower ticket floor than most bridging desks.
- Online application with broker support.
Watch-outs, and when another lender may suit better
- P2P funding model ties some deals to retail investor appetite.
- Per-month rate; total cost depends on term length.
- £3m ticket cap rules out larger schemes.
Best fit applicants
- £100k to £1m residential bridging
- Refurb and BTL purchases
- Borrowers wanting an online journey
Where Kuflink is the wrong fit
- £3m+ tickets
- Ground-up development
- Heavy commercial
If declined by Kuflink
If your application to Kuflink is declined, ask the lender for the reason in writing. Some alternatives are named in the watch-outs section above. See also our guide to why lenders decline, by reason.
Other lenders we list
- 365 Business Finance, Merchant cash advance (revenue-based finance)
- Aldermore, Asset finance, invoice finance, commercial mortgages
- Allica Bank, SME term loan, asset finance + commercial mortgage
- Bizcap, Specialist post-decline / fast cash
How we rate Kuflink
This review is FundBiz's own editorial assessment, scored against a published framework. See our methodology for how we rate each lender.
FAQ
What can I borrow through Kuflink?
Kuflink offers bridging finance and p2p property lending. Ticket range: £75k to £3m. Typical rate: From 0.55% per month.
How long does Kuflink take to decide?
3 to 10 business days
Who is Kuflink the best fit for?
First on the list: £100k to £1m residential bridging. The full list is under Best fit applicants above.
When might another lender suit better than Kuflink?
First on the list: £3m+ tickets. The other cases are under Where Kuflink is the wrong fit above.
Send an enquiry
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Send an enquiry →Official site: Kuflink
Last updated: . By Adam Parker. FundBiz is owned and operated by Best Business Loans Ltd, directed by Oliver Mackman.