Kuflink

Kent-based bridging lender that funds part of its book through a retail P2P platform. Combines specialist bridging underwriting with a more accessible application route for smaller residential and refurb cases. FCA-regulated; strong consumer-facing footprint.

Quick routing verdict

  • Product: Bridging finance and P2P property lending.
  • Ticket band: £75k to £3m.
  • Decision time: 3 to 10 business days.
  • Pricing: From 0.55% per month.
  • FCA-authorised.

At a glance

Legal entity
Kuflink Ltd
Companies House
08460508
Founded
2013
Product
Bridging finance and P2P property lending
Ticket range
£75k to £3m
Decision time
3 to 10 business days
Ltd-only
Lender accepts other structures, FundBiz routing is Ltd-only
Last reviewed
2026-05-08

Why we route here

  • FCA-regulated for the consumer-facing P2P side.
  • Strong Trustpilot footprint, unusual for category.
  • Lower ticket floor than most bridging desks.
  • Online application with broker support.

When we route elsewhere

  • P2P funding model ties some deals to retail investor appetite.
  • Per-month rate; total cost depends on term length.
  • £3m ticket cap rules out larger schemes.

Best fit applicants

  • £100k to £1m residential bridging
  • Refurb and BTL purchases
  • Borrowers wanting an online journey

Where Kuflink is the wrong fit

  • £3m+ tickets
  • Ground-up development
  • Heavy commercial

If declined by Kuflink

If your application to Kuflink is declined, the FundBiz post-decline matcher routes by decline reason. Common alternatives in our panel are listed in the "When we route elsewhere" section above. See also our Kuflink decline runbook for sector-specific routing detail.

Other panel lenders

How we rate Kuflink

This review is FundBiz's own editorial assessment, scored against a published framework. See our methodology for how we rate each lender.

Run the matcher

Tell us your turnover, sector and ticket size. We score against Kuflink and the wider FundBiz panel, then surface the lenders most likely to approve. Limited companies, LLPs and partnerships of 4+ only.

Open matcher →

Last reviewed: 2026-05-08. By Oliver Mackman.

Check what finance your business qualifies for

Free, no-obligation. Matched to UK specialist lenders in 60 seconds.

Step 1 of 3 · Your business

Start typing and we'll search Companies House.

Your details are secure. See our privacy policy.

Soft credit search · Decision in 24-72 hours · Limited companies, LLPs and partnerships of 4+