Editorial policy

What we publish

• Product landers: MCA, asset finance, commercial mortgage, bridging, VAT loan, R&D advance.
• Sector landers: hospitality, e-commerce, construction, recruitment, manufacturing.
• Decline guides: CCJ, missed payments, thin file, sub-12-month trading, pre-revenue.
• Lender reviews: editorial research on UK business lenders. These are not a lender panel, and we do not send enquiries to the lenders we review.
• Calculators and a structured lender dataset.

What we don't publish

• "Best of" rankings driven by payment. Lenders don't pay FundBiz, and our listings are editorial judgement.
• Sponsored content disguised as editorial. Any sponsored material is labelled "Sponsored" at the top, the sponsor is named, and the sponsor has no editorial input.
• Claims that a person reviewed a page when no review was logged. Some pages are drafted with AI and published after automated quality checks; every page carries a named author and a date.

How a product or sector lander is written

1. Gather current product details from lenders' own published material.
2. Record eligibility, loan size, decision time and required documents as the lender states them.
3. Write the page as a buyer-decision document, not as marketing.
4. Publish it with a named author and a date.

Sources we use

• Companies House for entity verification.
• FCA Register where the lender is regulated.
• Bank of England base rate for rate context.
• Lenders' own published product pages and documents for current rate and eligibility.

Updates

Every page shows when its content was last updated. A page shows "Last reviewed" only when someone has logged a review of it, and a review that uses AI assistance is recorded as such. Changing a date without changing or reviewing the content isn't allowed. We update pages when rates, loan sizes or eligibility change.

Corrections

Email [email protected] with the page URL and the correction. We respond inside two working days. Material errors are corrected on the page and the page's update date moves. What counts as material, how lenders challenge a review, and our log of corrections are in the corrections policy.

Conflicts and commissions

FundBiz is paid a fixed fee by a business finance broker for each enquiry we pass to them. Lenders don't pay us, and we don't rank or choose lenders for anyone, so no lender can pay to change what we say about it. The details are in how we're funded.

Right of reply for named lenders

Our lender reviews cover 103 named lenders, each with a published overall rating plus separate scores for transparency, eligibility, speed and decline handling, and a summary of what the lender is best for and where it's weak. Getting a named lender's facts or score wrong is a higher-stakes error than a typo, so lenders get a direct route to challenge it.

Any lender we review can request a correction to its factual entry (company number, founded year, ticket range, rate, decision time) or a review of its rating and summary text. Email [email protected] with the lender name and the specific point in dispute. We check the disputed point against the lender's current published material and primary sources, respond within five working days, and correct the entry where the dispute is upheld. Where we disagree with the lender's position, we tell them why in writing. A rating isn't changed simply because a lender asks; it's changed where the underlying data supports the change. Corrections are made on the page, the same as any other correction on the site.