{"schema_version":"2026-05-26","as_of":"2026-05-10","currency":"GBP","region":"United Kingdom","bank_of_england_base_rate":{"value":3.75,"unit":"percent","effective_date":"2025-12-18","as_of":"2026-06-10","fetched_at":"2026-06-10T05:45:04+00:00","series":"IUDBEDR","source":"https://www.bankofengland.co.uk/monetary-policy/the-interest-rate-bank-rate","note":"Bank of England Official Bank Rate, fetched from the BoE IADB. Single source of truth for the fleet."},"lenders_count":13,"soft_search_only_count":9,"ltd_only_count":3,"fca_regulated_count":13,"note":"Pricing on the FundBiz panel is quoted per lender as a factor rate, per-month rate or APR equivalent. See typical_rate per lender. Specialty finance pricing is risk-priced per file and is not a single market rate; the Bank of England base rate is provided as a dated reference only.","source":"https://fundbiz.co.uk/data/uk-business-finance-lender-index/","license":"https://creativecommons.org/licenses/by/4.0/"}