{"schema_version":"2026-09-30","as_of":"2026-10-26","currency":"GBP","region":"United Kingdom","bank_of_england_base_rate":{"value":3.75,"unit":"percent","effective_date":"2025-12-18","data_through":"2026-10-22","as_of":"2026-10-26","fetched_at":"2026-10-26T09:00:05+00:00","series":"IUDBEDR","source":"https://www.bankofengland.co.uk/monetary-policy/the-interest-rate-bank-rate","note":"Bank of England Official Bank Rate, fetched from the BoE IADB. Single source of truth for the fleet."},"lenders_count":97,"soft_search_only_count":29,"ltd_only_count":38,"note":"Pricing for the lenders FundBiz reviews is quoted per lender as a factor rate, per-month rate or APR equivalent. See typical_rate per lender. Specialty finance pricing is risk-priced per file and isn't a single market rate; the Bank of England base rate is provided as a dated reference only.","source":"https://fundbiz.co.uk/data/uk-business-finance-lender-index/","license":"https://creativecommons.org/licenses/by/4.0/"}